Wednesday, December 12, 2012

5 banks launch Aadhaar-linked bank account

Five banks, including SBI, ICICI Bank and Axis Bank,  launched Saral Money bank account product which allows customers to open an account using Aadhaar card as address as well as identity proof.

The RBI has recently directed banks to accept Aadhaar letter as the proof of both identity and address if the address provided by the account holder is the same as that on the Aadhaar card.
“Through a product like Aadhaar-enabled KYC (Know Your Customer), we are bringing down the cost of account and that makes a product lot more attractive. And it will definitely further the cause of financial inclusion,” Axis Bank Managing Director and CEO Shikha Sharma said during the launch of Saral Money’, which is jointly launched by Axis Bank, ICICI Bank, HDFC Bank, SBI and Indian Overseas Bank.
Customers would be able to open a Saral Money banking account by providing Aadhaar letter as the proof of identity and address at any of these banks and the BC (business correspondent) outlets.
“Both for address proof and identity, Aadhaar can be used. To me of course, all of us would change our process and will not require a separate address proof (for opening an account). We needed it because of the regulatory requirement,” Sharma said.
The Visa payment settlement-based Saral Money account would enable the customer to make purchases, send money or receive government disbursements at the existing ATMs, point of sale terminals and proposed micro ATMs.
The service targets currently enrolled 210 million Aadhaar holders. The UIDAI plans to bring 600 million people under Aadhaar fold by 2015.
The first phase of the Saral Money rollout will include Delhi and National Capital Region and others parts of the country would be covered by the end of next year.
“This initiative will not only help the financially undeserved to access formal banking processes, but will also serve as a forerunner for the inclusive applications which we hope to see emerge on the Aadhaar foundational platform,” UIDAI Chairman Nandan Nilekani said.
Visa Group Country Manager of India and South Asia Uttam Nayak said this payment solution specifically targets India’s financially excluded regions and will support cash transfer of subsidies, scholarships and other government disbursements.

Population size and Sex Ratio in 30 most Populated Countries

Country or area Year Population (in thousands) Sex ratio
Total Women Men Women/100 men
China  2011  1 347 565   647 934   699 631    93
India 2011  1 241 492   600 477   641 015    94
United States of America 2011   313 085   158 524   154 562    103
Indonesia 2011   242 326   121 507   120 819    101
Brazil 2011   196 655   99 910   96 745    103
Pakistan 2011   176 745   86 937   89 808    97
Nigeria 2011   162 471   80 199   82 271    97
Bangladesh 2011   150 494   74 338   76 155    98
Russian Federation 2011   142 836   76 773   66 063    116
Japan 2011   126 497   64 888   61 609    105
Mexico 2011   114 793   58 181   56 612    103
Philippines 2011   94 852   47 285   47 567    99
Viet Nam 2011   88 792   44 886   43 906    102
Ethiopia 2011   84 734   42 562   42 172    101
Egypt 2011   82 537   41 095   41 442    99
Germany 2011   82 163   41 870   40 293    104
Iran (Islamic Republic of) 2011   74 799   36 866   37 933    97
Turkey 2011   73 640   36 916   36 724    101
Thailand 2011   69 519   35 361   34 157    104
Democratic Republic of the Congo 2011   67 758   34 057   33 701    101
France 2011   63 126   32 401   30 725    105
United Kingdom 2011   62 417   31 683   30 734    103
Italy 2011   60 789   31 024   29 764    104
South Africa 2011   50 460   25 458   25 002    102
Republic of Korea 2011   48 391   24 270   24 121    101
Myanmar 2011   48 337   24 517   23 819    103
Colombia 2011   46 927   23 847   23 080    103
Spain  2011   46 455   23 507   22 947    102
United Republic of Tanzania  2011   46 218   23 125   23 094    100
Ukraine 2011   45 190   24 403   20 787    117
SOURCE: UNSD
(Upto December 2011)
         


       

Female Employees in Central Government

Year No. of Employees    Percentage of Female employees 
Female Total
(Figures in Lakh)
1 2 3 4
1971 0.67 26.99 2.51
1975 0.84 29.70 2.83
1980 1.17 33.21 3.53
1981 1.24 34.07 3.64
1982 1.32 34.78 3.80
1983 1.37 35.42 3.86
1984 1.42 36.14 3.93
1988 2.39 36.99 6.46
1989 2.47 37.48 6.60
1990 2.83 37.74 7.51
1991 2.89 38.13 7.58
1995 2.96 39.82 7.43
2001 2.92 38.76 7.53
2002 NA NA NA
2003 2.51 31.33 8.01
2004 3.06 31.64 9.68
2005 2.44 29.39 8.30
2006 3.20 31.16 10.28
2007 2.41 28.00 8.61
2008 3.14 31.12 10.09
2009 3.11 30.99 10.04
Source: Census of Central Government Employees, Directorate General of Employment and Training, Ministry of Labour.                  NA: Not Available.

Labour Force Participation Rate for Persons of Age 15 Years and Above in States/UTs: 2011-12

State/Union Territory Rural Urban
Female Male Female Male
1 2 3 4 5
Andhra Pradesh 61.8 80.8 25.5 73.1
Arunachal Pradesh 44.9 75.3 24.9 63.5
Assam 29.7 83.0 25.5 75.7
Bihar 23.5 79.1 14.5 75.3
Chhatisgarh 60.4 83.9 26.7 75.8
Delhi  13.3 70.0 16.2 75.2
Goa 33.7 75.9 20.8 68.3
Gujarat  37.9 83.5 10.1 76.3
Haryana 15.9 70.8 11.7 69.2
Himachal Pradesh  66.1 82.2 32.8 72.6
Jammu & Kashmir  18.2 70.9 14.1 76.2
Jharkhand 42.1 83.8 22.1 77.2
Karnataka 41.8 80.1 26.0 76.8
Kerala 27.8 72.4 29.3 71.2
Madhya Pradesh 39.4 82.7 16.4 73.9
Maharashtra 46.6 79.1 24.8 72.8
Manipur 60.9 76.3 44.9 56.9
Meghalaya 61.2 82.5 44.3 68.8
Mizoram 69.2 69.8 39.4 67.6
Nagaland 56.1 72.8 34.1 63.1
Orissa 27.1 79.3 13.1 76.5
Punjab 9.4 73.8 10.5 70.0
Rajasthan 36.3 75.8 10.3 67.1
Sikkim 58.7 79.0 48.9 76.0
Tamil Nadu 50.7 80.2 28.4 77.4
Tripura 45.2 85.5 37.5 80.9
Uttarakhand 25.9 71.9 14.8 72.2
Uttar Pradesh 13.9 78.0 7.6 72.6
West Bengal 26.7 82.8 17.8 71.9
A & N Islands 31.8 79.6 36.1 77.0
Chandigarh  16.7 79.4 10.8 75.7
D & N Haveli  22.8 86.3 25.3 84.2
Daman & Diu  22.1 82.6 16.5 67.8
Lakshadweep  9.7 69.6 14.8 72.6
Puducherry 31.3 71.6 28.1 83.6
All India 33.9 79.4 19.1 73.7
Source: Report on Employment and Unemployment Survey 2011-12, Ministry of Labour and Employment.
Notes: 1. Figures  relate to usual status principal and subsidiary workers.

Workforce Participation Rate

 
Year                                Rural Urban
Female Male Female Male
1 2 3 4 5
1972-73 31.8 54.5 13.4 50.1
         
1977-78 33.1 55.2 15.6 50.8
         
1983 34.0 54.7 15.1 51.2
         
1987-88 32.3 53.9 15.2 50.6
         
1993-94 32.8 55.3 15.5 52.1
         
1994-95a 31.7 56.0 13.6 51.9
         
1995-96a 29.5 55.1 12.4 52.5
         
1996-97a 29.1 55.0 13.1 52.1
         
1998a 26.3 53.9 11.4 50.9
         
1999-2000 29.9 53.1 13.9 51.8
         
2000-2001a 28.7 54.4 14.0 53.1
         
2001-2002a 31.4 54.6 13.9 55.3
         
2002a 28.1 54.6 14.0 53.4
         
2004-05  32.7 54.6 16.6 54.9
         
2005-06a 31.0 54.9 14.3 54.0
         
2007-08a 28.9 54.8 13.8 55.4
         
2009-10 26.1 54.7 13.8 54.3
Source: National Sample Survey Office.
Note :  Figures for all the years are based on usual status approach and includes principal status and subsidiary status workers of all ages.
a: Based on thin Sample.

Infant Mortality Rate


            Year Female   Male Total
1 2 3 4
1989 90 92 91
       
1990 81 78 80
       
  1991a 80 81 80
       
1992a 80 79 79
       
1993a 75 73 74
       
1994a 73 75 74
       
1995a 76 73 74
       
1996a 73 71 72
       
1997a 73 70 71
       
1998 73 70 72
       
1999 71 70 70
       
2000 69 67 68
       
2001 68 64 66
       
2002 65 62 63
       
2003 64 57 60
       
2004 58 58 58
       
2005 61 56 58
       
2006 59 56 57
       
2007 56 55 55
       
2008 55 52 53
       
2009 52 49 50
       
2010 49 46 47
Source: Sample Registration System (various years),Office of the Registrar General, India. 
a: Excludes Jammu and Kashmir.

Sex Preference

State Percentage of women who prefer more sons than daughters Percentage of men who prefer more sons than daughters Difference
1 2 3 4
Andhra Pradesh 9.3 12.0 2.7
Arunachal Pradesh 28.3 30.3 2.0
Assam 24.1 17.9 -6.2
Bihar1 39.2 38.5 -0.7
Chhatisgarh 32.8 24.8 -8.0
Delhi 11.7 11.7 0.0
Goa 8.7 11.4 2.7
Gujarat 22.7 20.0 -2.7
Haryana 22.0 18.4 -3.6
Himachal Pradesh 11.8 9.2 -2.6
Jammu & Kashmir 23.4 23.9 0.5
Jharkhand 28.1 24.6 -3.5
Karnataka 11.6 12.7 1.1
Kerala 11.0 11.8 0.8
Madhya Pradesh1 30.8 27.9 -2.9
Maharashtra 14.1 14.3 0.2
Manipur 28.5 34.7 6.2
Meghalaya 11.9 21.5 9.6
Mizoram 29.0 43.5 14.5
Nagaland 21.4 28.4 7.0
Orissa 24.2 20.3 -3.9
Punjab 17.7 13.4 -4.3
Rajasthan 34.3 24.0 -10.3
Sikkim 15.5 17.1 1.6
Tamil Nadu 5.7 7.9 2.2
Uttarakhand 20.7 13.6 -7.1
Uttar Pradesh1 33.5 27.8 -5.7
West Bengal 16.5 16.6 0.1
India 22.4 20.0 -2.4
Source: National Family Health Survey- III, 2005-06.
1: Data pertains to undivided State.

Mean Age at Marriage (in years)


YearFemale             
1 2
1951 15.4
1961 16.1
1971 17.1
1981 17.9
1992* 19.5
1993* 19.6
1994* 19.4
1995* 19.4
1996* 19.4
1997* 19.5
1998 19.5
1999 19.6
2000 19.8
2001 19.9
2002 20.0
2003 20.1
2005 20.2
2006 20.5
2007 20.6
2008 20.7
2009 20.7
2010 21.0
Sources:
1. Population of India : ESCAP Country Monograph No. 10 and Female Age at Marriage; Census of India : Occasional Paper No. 7 of 1988,  Office of the Registrar General, India.
2. Sample Registration System, Office of the Registrar General, India .
Note: Figures for 1951, 1961, 1971 and 1981  are singulate mean age at marriage   based on  population census data. 1992 onwards figures are the mean age at effective marriage  based on  Sample Registration System.     
*Excludes Jammu and Kashmir.