Friday, September 9, 2011

Banks in India

Nationalised banks dominate the banking system in India. The history of nationalised banks in India dates back to mid-20th century, when Imperial Bank of India was nationalised (under the SBI Act of 1955) and re-christened as State Bank of India (SBI) in July 1955. Then on 19th July 1960, its seven subsidiaries were also nationalised with deposits over 200 crores.

However, the major nationalisation of banks happened in 1969 by the then-Prime Minister Indira Gandhi. The major objective behind nationalisation was to spread banking infrastructure in rural areas and make cheap finance available to Indian farmers. The nationalised 14 major commercial banks were Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce (OBC), Punjab and Sind Bank, Punjab National Bank (PNB), Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India (UBI), and Vijaya Bank.

In the year 1980, the second phase of nationalisation of Indian banks took place, in which 7 more banks were nationalised with deposits over 200 crores. With this, the Government of India held a control over 91% of the banking industry in India. After the nationalisation of banks there was a huge jump in the deposits and advances with the banks. At present, the State Bank of India is the largest commercial bank of India and is ranked one of the top five banks worldwide. It serves 90 million customers through a network of 9,000 branches.

Nationalised Banks (19)
  • Allahabad Bank
  • Andhra Bank
  • Bank of Baroda
  • Bank of India
  • Bank of Maharashtra
  • Canara Bank
  • Central Bank of India
  • Corporation Bank
  • Dena Bank
  • Indian Bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • Punjab and Sind Bank
  • Punjab National Bank
  • Syndicate Bank
  • UCO Bank
  • Union Bank of India
  • United Bank of India
  • Vijaya Bank

State Bank of India and Associates(6)

  • State Bank of India (SBI) 
  • State Bank of Bikaner and Jaipur (SBBJ)
  • State Bank of Hyderabad (SBH)
  • State Bank of Mysore (SBM)
  • State Bank of Patiala (SBP)
  • State Bank of Travancore (SBT)

Private-Indian Banks (23)

Bank of Rajasthan Ltd.
Bharat Overseas Bank Ltd.
Catholic Syrian Bank Ltd.
Federal Bank Ltd
Dhanalakshmi Bank Ltd.
Jammu and Kashmir Bank Ltd.
Karnataka Bank Ltd.
Karur Vysya Bank Ltd.
City Union Bank Ltd.
Lakshmi Vilas Bank Ltd.
Nainital Bank Ltd.
Ratnakar Bank Ltd.
South Indian Bank Ltd.
Tamilnad Mercantile Bank Ltd.
ING Vysya Bank Ltd.
ICICI Bank Ltd. 
Axis Bank Ltd. 
IndusInd Bank Ltd.
Yes Bank Ltd.
SBI Commercial and International Bank Ltd.
HDFC Bank Ltd.
Development Credit Bank Ltd.
Kotak Mahindra Bank Ltd.

Private-Foreign Banks in India (29)

   The Royal Bank of Scotland  
    Abu Dhabi Commercial Bank
    American Express Bank Ltd.
    Bank of America, NA
    Bank of Bahrain & Kuwait BSC
    Mashreq Bank PSC
    Bank of Nova Scotia
    Bank of Tokyo Mitsubishi UFJ Ltd.  
    Citi Bank N.A.
   Deutsche Bank
    HSBC Ltd.
   Societe Generale
    Sonali Bank
    BNP Paribas Bank
    Barclays Bank p.l.c.
    DBS Bank Ltd.
    Bank International Indonesia
    Arab Bangladesh Bank Ltd.
    Standard Chartered Bank
    State Bank of Mauritius Ltd.
    Bank of Ceylon
    Cho Hung Bank
    China Trust Commercial Bank
    Krung Thai Bank plc.
    Antwerp Diamond Bank N.V.
    J P Morgan Chase Bank
    Mizuho Corporate Bank Ltd.
    Oman International Bank SAOG
    Credit Agricole Corporate and Investment Bank


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