Tuesday, May 24, 2011

ELEVENTH FIVE YEAR PLAN – AN APPRAISAL

11th Five Year Plan (2007-2012)- Targeting rapid and inclusive growth:
Significant improvement in the standards of living of the people in the State in the recent past is attributable to a number of strategic initiatives put in place by the Government over the years. The strength of the fundamentals of the economy is evident from the remarkable transition to a high growth path during the 10th Five Year Plan period.
Growth is a pre-requisite for development as it provides the basis for expanding incomes and employment necessary for social uplift.  With the spirit and objective of ensuring that growth is widely spread so that its benefits are adequately shared by the poor and weaker sections of the society, the Government has geared up for meeting the challenges during the 11th Five Year Plan.
Government of India has focused on rapid and inclusive growth in the 11th Five Year Plan. The main emphasis is on the Social sector and delivery of services therein. Education, in particular, has been accorded utmost priority during the 11th Five Year Plan period.
Mid-Term appraisal of 11th Five Year Plan:
On the back of the impressive record of economic growth coupled with a certain positive upsurge in the living standards of the people as reflected by the growing Per Capita Income, the State along with the Nation has entered the Eleventh Five Year Plan period on an optimistic note. A brief year wise review of the performance of the state during the three year period of the 11th Five Year Plan in respect of the overall economy and sectoral plan performance and the overall consolidated performance of the state during the 3-year period focusing on the achievements under important programmes/ initiatives is discussed.
Performance during 2007-08:
Economic growth
The first year (2007-08) of the 11th Five Year Plan witnessed a healthy momentum in the economy as the State, as per the Provisional estimates and at constant (1999-2000) prices had registered an impressive GSDP growth of 10.75%, ahead of the Nation’s GDP growth of 9.01% for the same period. The three sectors of the State economy, namely, Agriculture, Industries and Services grew most impressively at rates of 16.86%, 10.45% and 8.01% respectively. The respective Sectoral growth rates of the Nation during the same period are 4.86% for Agriculture, 8.10% for Industries and10.85% for Services sector.

The per capita income of Andhra Pradesh at current prices during 2007-08 was Rs. 35,600, while the corresponding figure for All India was Rs. 33,283.

Annual Plan – Sectoral performance:

A portion of the consistent rise in economic growth of the state is attributable to sustained increases in Plan outlays. Broad sectoral break up of outlays and expenditure in each of the 3 years of the 11th Five Year Plan period are given in Annexure 10.1. Highlights of the sectoral performance under the Annual Plan of the State during the 1st year (2007-08) of the 11th Five Year Plan period is discussed below in brief.
During 2007-08, the Planning Commission had approved the Annual Plan out lay for Rs. 30,500 Crores for Andhra Pradesh. The Actual expenditure was Rs. 27,171 crores and this works out to 89.08% of the allocation. It can be seen from the Annexure 10.1 that, Economic Services accounted for 69.71% of the total expenditure, while the Social Services and General Services respectively work out to 30.03% and 0.26%.
Under Economic Services, Irrigation sector with an outlay of Rs. 12,974 crores (42.54% of the total Annual Plan outlay) emerges as the largest stakeholder during Year 2007-08. Transport, Rural Development and Agriculture and allied sectors respectively account for higher allocations under Economic Services category.
Under Social Services category, Housing gets the lion’s share, followed by Welfare of SCs, STs, BCs and Minorities and Urban Development. Housing accounted for over 10% of the total Plan expenditure during 2007-08.
Performance during 2008-09:
Economic growth
In spite of the global financial and economic crisis, the GSDP(Q) of Andhra Pradesh for 2008-09 at constant prices could grow at a modest rate of 5.04% against all India’s Growth of 6.70% during the same period. While the three sectors of the state economy, namely, Agriculture, Industries and Services respectively grew at rates of 1.20%, 0.22% and 9.58%, the respective Sectoral growth rates of All-India  during 2008-09 are 1.60% for Agriculture, 3.88% for Industries and 9.67% for Services sector.
The per capita income of Andhra Pradesh at current prices during 2008-09(Q) was Rs. 40,902, while the corresponding All India’s per capita income was lower at Rs. 37,490.
Annual Plan – Sectoral performance

The Planning Commission had approved highest ever amount of Rs. 44,000 crores as Annual Plan outlay for Andhra Pradesh state during the year 2008-09. The priority sectors of Irrigation, Rural development, Power and Agriculture & Allied sectors together accounted for about 51% of the total plan outlay. The total expenditure was Rs.30,618 crores and this nearly works out to 70% of the allocation. Expenditure under sectors of Economic Services accounted for 59.32% of the total expenditure while the shares of Social Services and General Services respectively work out to 40.25% and 0.44%.

Under Economic Services, Irrigation sector with an outlay of Rs. 16,472 crores (37.44% of the total Annual Plan outlay) continued to be the largest stakeholder during year 2008-09 also. Transport, Rural Development and Agriculture and allied sectors respectively account for other sectors with higher allocations under Economic Services category.
Under Social Services category, Housing with 13.43% of total share in the outlay followed by Welfare of SCs, STs, BCs and Minorities and Urban Development. Housing sector accounted for over 13% of the total Plan expenditure during 2008-09, bettering its performance over previous year.
Performance during 2009-10:
Economic growth
Notwithstanding the unfavourable seasonal conditions and fury of floods that have adversely impacted the state during the last couple of months, the economy is expected to grow moderately during the year 2009-10. Signaling certain signs of recovery, the GSDP of Andhra Pradesh for 2009-10 as per the Half-yearly estimates at Constant(1999-2000) prices, is projected to grow at 7.28%, as against all-India’s growth rate of 6.99% during the same period.
Due to inadequate and untimely rainfall besides natural calamities, the Kharif agricultural production is expected to be less than that of the previous year. The onus would be on the Industry and Services sectors to lift the growth performance.

Annual Plan – Sectoral performance

The Planning Commission has approved an amount of Rs.33,497 crores as Annual Plan outlay for Andhra Pradesh state during the year 2009-10. The priority sectors of Irrigation, Rural development, Housing and Urban Development together accounts for about 67% of the total plan outlay. The total expenditure till the end of December 2009 was Rs.17,936 crores. Out of this, Economic Services accounted for about 70% of the total expenditure.

Overall performance under 11th Five Year Plan:
Three years have gone by so far under the 11th Five Year Plan. The overall and comprehensive picture of the average plan performance during the first 3 years under the 11th Five Year Plan and performance of various Flagship programmes being implemented in the state are presented below.
Economic growth
The state economy (GSDP), on an average grew at 7.89% during the first two years of the 11th Five Year Plan period (2007-08 and 2008-09) - a few notches above the All India’s GDP growth of 7.86% for the same period. Regarding sectoral average growth rates for this period, agriculture sector in the state grew at 9.03%, much better than its All India counter part of 3.23%. For the two-year period, the Industries sector in the state grew at 5.33% as against 5.99% of All India. Similarly, the Services sector in the state grew at 7.89%.
Record foodgrain production of 204.21 lakh tonnes aided by copious rainfall during the year 2007-08 has helped the State to record impressive performance in agriculture. The performance of All India in respect of the Industry and Services sectors is better when compared with the state performance.
However, the average Per Capita Income (PCI) of the state of Rs. 38,251 is comparatively better than that of All India’s average (for two years) PCI of Rs. 35,387, indicating a relatively better standard of living of the people in the state. It is likely that the various poverty alleviating and employment generating programmes being implemented along with better delivery of welfare and safety nets in the state have helped the people in maintaining relatively better standards.
As mentioned above, the GSDP of Andhra Pradesh for the year 2009-10 as per the Half-yearly estimates, is projected to grow at 7.28%, as against all-India’s growth rate of 6.99% during the same period, signaling great resilience despite the devastations of drought and floods in latter part of 2009.
Annual Plan – a summary of Sectoral performance

The Planning Commission had approved a total amount of Rs. 1,07,997 crores as Annual Plan outlay for Andhra Pradesh state during the years 2007-08, 2008-09 and 2009-10. An amount of Rs. 75,725 crores has been spent. The expenditure for 2009-10 has been taken upto the end of (December, 2009) only. 

On the average for the three year period, Economic Services accounted for about 64% of the total outlay, while Social Services accounted for a little over 35% and General Services under 1 percent of the total outlay. Irrigation sector with an outlay share of 41.57% and Housing with 11.64% share are the major stakeholders in the total outlay.

Ensuring Equity and Social Justice:
Consistent with recommendations of the Planning Commission to adhere to allocations for SCs and STs in proportion to their shares in State population, on the average, the respective shares in the total outlays have been maintained under SCSP and TSP in the Annual Plans.
Review of performance under priority initiatives/ programmes:
As already mentioned in the foregoing paragraphs, the innovative and bold initiatives put in place by the state government in the last five to six years have not only lifted the standards of living of the people but were also instrumental in accomplishing the targeted growth.
Besides the achievements under the priority sectors like irrigation, agriculture and rural development, the state is committed to focus on increasing public spending on social sector - especially on Housing, Urban development and welfare of SCs, STs, minorities etc. besides the new initiatives like Arogyasri and 104/108 medical services, Abhaya Hastam, and others so as to ensure that the benefits of economic development and technology reach the needy.
The following is the outcome of some of the programmes /initiatives implemented during the 3 years of the 11th Five Year Plan.
Agricultural renaissance
The growth in agricultural sector in Andhra Pradesh, after reaching a peak in the eighties started decelerating in the nineties only to recover and gain momentum in the recent periods. The growth rate of agricultural sector during the tenth plan period was higher than the targeted growth rate. The prospects of the State in meeting the 11th  Five Year Plan target of 4% also seems achievable.
The state has been implementing a number of farmer-friendly initiatives to encourage farming in the state. These include supply of free power to Agriculture, insulate farmers from financial losses and to restore their credit eligibility in the event of crop loss through Agricultural insurance, disbursement of agricultural credit, debt waiver encouraging farmers to adopt integrated pest management practices.
During the first three years of the 11th Five Year Plan so far, an amount of Rs. 9617.20 crores has been given as subsidy (tariff and cross subsidies) towards providing free power thereby benefitting nearly 20 lakh farmers every year.
The area, production and productivity of foodgrains have increased considerably. After an impressive foodgrain production of 198.17 lakh tonnes during the 1st year of 11th Five Year Plan, i.e 2007-08, the state has registered a record foodgrain production of 204.21 lakh tonnes during 2008-09. However, due to the adverse seasonal conditions prevailing in most parts of the state and subsequent floods, the state may experience a slump in production during this financial year.
The massive programme of ‘Jalayagnam, of creating 98.41 lakh acres of new irrigation potential and stabilizing 22.26 lakh acres by constructing a total number of 86 irrigation projects-which include 44 major, 30 medium projects, 4 flood banks and modernizing 8 projects has been mounted since 2004-05.
12 projects have been completed and water released during 2004-05 to 2008-09. During the 3 years (2007-08 to December, 2009) of the 11th Five Year Plan 12.26 lakh acres potential including stabilization of 2.20 lakh acres, was created.
Huge budgetary allocations have been provided for the irrigation sector during the period. In fact, irrigation sector alone has accounted for 41.57% (amounting to Rs. 44,898 crores) of the total plan outlay during 2007-09 to 2009-10.
Health initiatives:
Arogyasri
One of objectives of the Eleventh Five Year Plan is to achieve good health for the people, especially the poor and underprivileged. To provide financial protection to families living below poverty line for treatment of serious ailments, the Arogyasri Health Care Trust was set up to implement a Community Health Insurance scheme – Arogyasri.
Since inception in April, 2007, in all 15,353 medical camps were held in network hospitals in rural areas wherein 26.81 lakh patients have been screened. Of these, 7.2 lakh patients have been treated as out-patients and 5.7 lakh as in-patients. 4.94 lakh patients underwent surgery/therapy at a cost of Rs. 1478.56 crores.

Emergency Transport(108) and Health Information (104) Services:
Toll Free 108 (EMRI):  to  enable  rural  poor easy access  to hospital services, free of cost, in times of emergency. 652 ambulances are operating  round-the clock. Further, a Caller-free Telephone service(104) for the rural and urban population of the State to disseminate information, advice and guidance related to any health problem have been undertaken by the Government.
 Medical and Health sector has been adequately funded. During the 3 year period(2007-08 to 2009-10), an amount of Rs. 3,489 crores (about 3.24% of total plan outlays) has been provided in the Plan Budgets.
Housing & Pensions under INDIRAMMA:
Andhra Pradesh has been the pioneer in implementing “Housing for All” duly making it a reality on saturation basis. During 1st three years of the 11th Five Year Plan, (2007-08 to 2009-10), 26.51 lakh houses have been constructed. In order to accomplish saturation on the housing front, sizable budgetary allocations have been made during the recent past. In fact, housing accounts for 11.64% (amounting to Rs. 12,569 crores) of the total plan outlay during the 3 year period of the 11th Five Year Plan. Incidentally, Housing sector happens to be the 2nd largest shareholder of Plan budget, only falling behind the massive irrigation sector. 
Largest ever social security net target is to provide pensions every month to around 71.79 lakh persons comprising old-aged, disabled and widows across the state.
Substantial budgetary allocations provided in the plan budgets and pensions have been distributed to 66,36,465 pensioners upto November, 2009.

Self Help Groups(SHGs)
The concept of Indira Kranthi Patham has been evolved with an objective of enabling all the rural poor families in 22 rural districts of Andhra Pradesh to improve their livelihoods and quality of life. All households below the poverty line, starting from the poorest of the poor are the target group of Indira Kranthi Patham.
As of December, 2009, 9.34 lakh SHGs covering 1.07 crore rural women are functioning in the state with nearly 53% of them covered under Bank linkage.
Social Harmony
From the year 2008-09, applications for scholarships and sanction of Scholarships to S.C, S.T and B.C students were made ONLINE to ensure that scholarships reach the students by the 1st of every month and also to ensure transparency by keeping all the information in the public domain.
Urban Development
Economic growth, substantially driven by Industries and Services sector is witnessing accelerated demographic expansion of urban population, not witnessed during last century across the state.  The emerging challenge needs to be tackled on multiple fronts simultaneously.
Service providers in urban areas normally inhabit low-lying slums. Government have started working on providing shelter with individual water supply and adequate drainage facilities to all such poor slum dwellers.  Progress, hitherto is on track.
Infrastructure Projects
a)      Hyderabad International Airport commenced work during 2005 and it is made  operational  in March,2008. 
b)      158 kms length of Outer Ring Road (ORR) around the capital city of Hyderabad is being implemented to reduce inner-city traffic congestion.
Information Technology
 Information Technology and Communi- cations continue to thrive in our State. I.T. exports worth Rs.12,521 crores during 2005-06 have increased to Rs.18,582 crores during 2006-07 to Rs. 32,509 during 2007-08 and further to Rs. 31,470 crores during 2008-09. Similar upward surge in IT exports is expected to continue during 2009-10 also.
Performance of Flagship programmes
With a view to impart greater momentum to the efforts being made in various sectors, the Government has launched a number of programmes under sectors of Rural Development, Urban Development, Health and Sanitation, Agriculture, Education etc.. The sector-wise performance of various flagship programmes during the 11th Five Year Plan period is briefed hereunder.
Rural Development
The Government has launched a number of flagship programmes during the last few years. The Department of Rural Development implements these programmes for generating self-employment and wage employment, providing housing, rural roads and assets to the rural poor and social assistance to the destitute. 
A brief assessment of four flagship programmes, namely, National Rural Employment Guarantee Scheme (NREGS), Indira Awas Yojana (IAY), Pradhan Mantri Gram Sadak Yojana (PMGSY) and National Social Assistance Programme (NSAP) sponsored by the Central Government.
National Rural Employment Guarantee Programme (NREGP)
The National Rural Employment Guarantee Act 2005 came into force on 2nd February 2006 According to this Act, workers are entitled to 100 days of wage employment for their households in a financial year.
Government of Andhra Pradesh has adopted the Central Act and formulated the Andhra Pradesh Rural Employment Guarantee Scheme (APREGS). This scheme was implemented in 1098 mandals across the state in the 22 districts excluding Hyderabad.
Since inception of the scheme, an amount of Rs.7567 crores had been spent up to 9th October 2009. This has resulted in the generation of 73.41 crore person days of employment. This programme has so far covered 1.19 crore households through issuing job cards in 22 districts of Andhra Pradesh. The implementation of the scheme in Andhra Pradesh has been improving over time.
Pradhan Mantri Gram Sadak Yojana
(PMGSY)
Good infrastructure is necessary not only for the economic development of rural areas but also for overall human development and an acceptable standard of living. Infrastructure like rural roads can enhance connectivity and offer better marketing possibilities.
A 100% Centrally Sponsored Scheme “Pradhan Mantri Gram Sadak Yojana (PMGSY)” was launched on 25th December 2000 primarily aiming to provide all-weather road connectivity to unconnected habitations.
Under this programme, amounts of Rs. 386.59 crores, Rs. 495.59 crores and 672.15 crores was spent respectively in 2007-08, 2008-09 and 2009-10, till Dec. 2009. In all, a total amount of Rs. 1554.33 crores has been spent during these 3 years, a total road length of 5059.19 km. has been upgraded and another 12.60 km length of new connectivity has been provided.
Indira Awas Yojana (IAY):
Indira Awas Yojana (IAY) is the most significant rural housing scheme among the central schemes.
Indira Awas Yojana is a Centrally Sponsored scheme being implemented in the state with a sharing pattern of 75:25 between the centre and the state.
Under the IAY programme, amounts of Rs. 468.39 crores, Rs. 734.34 crores and 994.16 crores was utilized respectively during 2007-08, 2008-09 and 2009-10, till Dec. 2009 totaling to Rs. 2197.29 crores. The amounts include the state contribution besides the Central allocation. Under the IAY scheme, 6.33 lakh houses have been constructed during the three year period 2007-08 to Dec. 2009.
National Social Assistance Programme    
(NSAP)
The National Social Assistance Programme (NSAP), sponsored by the Ministry of Rural Development (MoRD), Government of India, came into effect from August 15, 1995 with the purpose of providing social assistance to the rural poor in India. It aims at improving the quality of life of the rural poor.
The programme has four components, namely:
1.       National Old Age Pension Scheme (NOAPS)
2.       National Family Benefit Scheme (NFBS)
3.       Indira Gandhi Widow Pension Scheme (IGWPS)
4.       Indira Gandhi Disability Pension (IGDP).
Under the NSA Programme, amounts of Rs. 129.10 crores, Rs. 240.92 crores and 249.86 crores was utilized respectively during 2007-08, 2008-09 and 2009-10 till Nov. 2009 totalling to Rs. 619.88 crores towards implementation of the above mentioned 4 components. The utilised amounts are out of the allocations of GoI.
Health, Nutrition and Drinking Water
The National Rural Health Mission (NRHM) launched in the country during April 2005 is an articulation of the government's commitment to increase public spending on health. The main focus of this programme is to make all health facilities a fully functional, community owned, decentralised health delivery system with an emphasis on inter-sectoral convergence with sanitation, water, education, nutrition, social and gender equality besides strengthening all health facilities according to Indian Public Health Standards (IPHS).
For implementation of various items subsumed under NRHM, amounts of Rs. 422.22 crores, 733.97 crores and Rs. 626.90 crores have been allocated during the years 2007-08, 2008-09 and 2009-10. Against these allocations, amounts of Rs. 281.00 crores, Rs. 522.88 crores and Rs. 304.73 crores has been spent respectively during the above 3 years. The scheme covers several health parameters.
Integrated Child Development Services    (ICDS)
ICDS is one of the important programmes of the Women Development and Child Welfare department which is headed by a Commissioner/Director in Andhra Pradesh. At the block level, the Child Development Project Officer (CDPO) implements all ICDS services. One or more Anganwadi Centres (AWCs) are functioning in each village, with one Anganwadi Worker (AWW) and one Anganwadi Helper (AWH) to manage the AWC.
The ICDS is a Centrally Pponsored scheme and is the single largest integrated programme of child development in the country and in the state.
The main activities of ICDS centres are: 1) Provision of supplementary nutrition for children in the ages of 6 months to 6 years and pregnant and lactating mothers 2) Education for children between 3 to 6 years (Early Childhood Education) 3) Immunization of children and women in collaboration with the health department (ANM in the village) 4) Health check-up for children and women 5) Referral services for children and women 6) Nutrition and health education to mothers and adolescent girls.
For undertaking various ICDS, amounts of Rs. 292.50 crores, 420.20 crores and Rs. 350.18 crores has been spent during the years 2007-08, 2008-09 and 2009-10.  For supplementary Nutrition, additional amounts of Rs. 350.18 crores, 245.70 crores and Rs. 132.33 crores have also spent during the period. A total of no. 385 ICDS projects have been implemented with 73, 944 AWCs are operational in the state.
With regard to physical achievements under Supplementary Nutrition, the number of children (6 months to 6 years of age) benefitted during the 2007-08, 2008-09 and 2009-10 are 40.77 lakhs, 41.31 lakhs and 40.05 lakhs respectively. Similarly, the no. of benefitted pregnant and lactating women for the same period are 10.01 lakhs, 10.78 lakhs and 10.43 lakhs. 

Accelerated Rural Water Supply Programme (ARWSP)
At present, about 72 % of water supply schemes are based on ground water as the source and 28% are covered by surface sources. Further, there is no safe source in about 1,647 habitations, of which 1,064 are fluoride affected. Apart from providing treated surface water to fluoride affected habitations, Rural Water Supply Scheme (RWSS) has tried various options for de-fluoridation including reverse osmosis for supplying safe drinking water.
Accelerated Rural Water Supply Programme (ARWSP) is Centrally Sponsored scheme implemented under Bharat Nirman programme.
An amount of Rs. 207.37 crores was spent under the Bharat Nirman programme for providing drinking water to 31,312 habitations against a target of 33,133 habitations during the last three years (2007-08 to 2009-10).
Education:
Sarva Shiksha Abhiyan (SSA)
Sarva Siksha Abhiyan (SSA) is a comprehensive and integrated flagship programme of Government of India, to attain Universal Elementary Education (UEE) in the country in a mission mode. Launched in partnership with the State Governments and local self-governments, SSA aims to provide useful and relevant education to all the children in the 6-14 age groups by 2010.
Under the SSA programme, amounts of Rs. 466.26 crores, Rs. 945.00 crores and 411.93 crores was spent respectively during 2007-08, 2008-09 and 2009-10 (till Dec. 2009) totalling to Rs. 1823.19 crores. The amounts include the state contribution besides the Central allocation.
Under this scheme, during the 3-year period, 128 new school buildings have been constructed, 166 primary schools and 167 Upper Primary schools have been made operational. Further, 760 schools have been provided with adequate drinking water facility and 1504 schools have been provided with toilet facility. Due to the infrastructure facilities and academic support, there has been improvement in enrolment as well as reducing drop out ratios.
Mid Day Meal Scheme (MDMs)
Midday Meal scheme (MDM) is being implemented from January 2003 in the state.
Under the scheme, a minimum content of 450 calories and 12 grams of protein content is provided per child on each working day of the school for classes I to V and 700 calories and 20 grams of protein content is provided per child on each working day of the school for classes VI to X.  Primary School, Upper Primary and High School Children of Classes I – X studying in Government/Local bodies and Aided institutions are covered under this scheme.
Under the Mid-Day Meal programme,  amounts of Rs. 177.41 crores, Rs. 206.61 crores and 144.00 crores was spent respectively during 2007-08, 2008-09 and 2009-10 (till Dec. 2009) totaling to Rs. 528.02 crores. The amounts include the state contribution besides the Central allocation.
Under the scheme, 54.30 lakh students during 2007-08, 68.87 lakh students during 2008-09, and 86.07lakh students during 2009-10 have been covered under the scheme.
Urban Development:
Jawaharlal Nehru National Urban Renewable Mission (JNNURM):
The Government of India had launched the Jawaharlal Nehru Urban Renewal Mission (JNNURM) for a period of 7 years beginning from 2005-06. The Mission, in effect, seeks to ensure sustainable infrastructure development in select cities of the country, selected on 2001 population criteria.
The JNNURM Urban Reforms Mission has two Sub-Missions, viz., Urban Infrastructure & Governance (UI&G) and Basic Services to the Urban Poor(BSUP). Besides these two sub-missions, two other components viz., Urban Infrastructure Development Scheme for Small & Medium Towns (UIDSSMT) and Integrated Housing and Slum Development Programme(IHSDP) are also associated with the development of the select cities, together making the Package of JNNURM. Major financial support under JNNURM would be given by the GOI, in the form of Central Assistance.
So far, an amount of Rs. 1375.75 crores under UI&G scheme, Rs. 1088.98 crores under UIDSSMT, Rs. 926.60 crores under BSUP and Rs. 328.93 crores under IHSDP has been spent.      
Agriculture and Water Management
Accelerated Irrigation Benefit Programme
Government of India has initiated assistance under AIBP to complete the ongoing Major and Medium Irrigation projects taken up with Central Water Commission and Planning Commission Clearances, since 1996 – 97 to create Irrigation Potential at Optimum cost, based on the guidelines issued from time to time.
While 22 projects have been approved under AIBP during the 10th Five Year Plan, 3 more have been approved during the 11th Five Year Plan period so far. During 3-year period(2007-08 to 2009-10), 6 AIBP projects have been completed. During the 1st two years of the 11th Five Year Plan, 2.00 lakh hects. of irrigation potential has been created under the AIBP projects.
A total amount of Rs. 5834.17 crores has been spent during the 3 years of the 11th Five Year Plan(2007-08 to 2009-10) so far under various AIBP projects in the state.
State Horticultural Mission (SHM):
The project envisages development of Horticulture sector focussing on Plantation Infrastructure Development, Rejuvenation, post-harvest management techniques, conducting awareness programmes and others.
For carrying out the said activities, amounts of Rs. 128.84 crores, Rs. 66.18 crores have been spent during the two years 2008-09 and 2009-10 under the scheme. The Mission has benefited 3.71 lakh farmers during the 11th Five Year Plan period so far. 

Sunday, May 22, 2011

BANK EXAMS GENERAL AWARENESS QUESTIONS

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.
a. SEBI
b. IRDA
c. TRAI
d. DoT

2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.
a. Tata Steel
b. Pantallons Retail
c. RIL
d. Maruti Suzuki

3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?
a. Yuvraj Singh
b. Zaheer Khan
c. Munaf Patel
d. Harbhajan Singh

4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?
a. Justice Mukul Mudgal
b. Justice Tej Pratap Singh Mann
c. Justice Gurdev Singh
d. Justice Jaswant Singh Phogat

5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar

6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?
a. 9.18%
b. 9.25%
c. 9.21%
d. 9.36%

7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?
a. Delhi Government
b. Haryana Government
c. Uttar Pradesh Government
d. Uttarakhand Government

8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?
a. Bihar
b. Odisha
c. Rajasthan
d. Madhya Pradesh

9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?
a. Tamil Nadu
b. Andhra Pradesh
c. Karnataka
d. Odisha

10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?
a. Rajiv Awas Yojana
b. Rajiv Gandhi Grameen Vidyutikaran Yojana
c. Indira Awas Yojana
d. Mahatama Gandhi NREGA

11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?
a. SEBI
b. IRDA
c. TRAI
d. DoT

12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?
a. National Export Insurance Account
b. Export-Import Bank of India
c. Export Credit Guarantee Corporation of India
d. Reserve Bank of India

13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.
1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.
2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above

14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?
a. Ski
b. Shot put
c. Cycling
d. Bobsleigh

15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)

16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a. Sistema Shyam Teleservices
b. Tata Teleservices
c. Reliance
d. BSNL

17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?
a. Maserati
b. Bentley
c. Aston Martin
d. Maybach

18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?
a. Rakesh Singh
b. Charul Madan
c. Gaurav Khungar
d. Atul Singh

19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?
a. Rajasthan
b. Karnataka
c. Tamil Nadu
d. Uttaranchal

20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.
1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.
2. All institutions of higher learning will be connected through optical fibers by March 2012.
3. 500 crore rupees was proposed to be provided for national skill development fund.
4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth pre-matric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?
a. 1
b. 2
c. 3 & 4
d. 4

21) Scientists recently developed a computer that could be controlled by the power of thought. It would help people unable to speak or move. What is the name of the technology which they used to develop this kind of computer?
a. electrocortiography
b. symbian C++
c. java
d. flash lite

22) Which of the following companies bought the Pringles brand from Procter & Gamble Co for $1.5 billion?
a. Diamond Foods Inc
b. PepsiCo's Frito-Lay
c. Emerald Nuts
d. Kettle Potato Chips

23) Online marketplace eBay India, in association with leading apparel brand Reebok auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the auction will go to which of the following NGOs?
a. Oxfem
b. CRY
c. All Bengal Women’s Union
d. UNEM

24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?
a. Arjun Halappa
b. Rajpal Singh
c. Bharat Kumar Chetri
d. Mohd. Amir Khan

25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with the Amodhini Award of Rs.1 lakh?
a. Udyogini
b. Charities Aid Foundation
c. CRY
d. Akhil Bharatiya Vanavasi Kalyan Ashram

26) The Basic Customs Duty exemption was proposed to be extended to which of the following sectors?
a. art and antiquities for exhibition or display in private art galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery

27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System headquartered? 
a. Hawai
b. Tokyo
c. Manila
d. Jakarta

28) Which of the following companies announced on 6 April 2011 that it won contract to provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of India Ltd?
a. DEL
b. IBM
c. Infosys
d. HCL Infosystems

29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?
a. Ferrati
b. Bentley
c. Maybach
d. Maserati

30) What amount of money was allocated for Bharat Nirman?
a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore

31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?
a. Vera Zvonareva of Russia
b. Sabine Lisicki of Germany,
c. Ayumi Morita of Japan
d. Kimiko Date Krumm of Japan

32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of japan. What are the possible factors which can cause Tsunami?
i)An Earthquake
ii) A landslide
iii) A volcanic eruption or explosion
iv) Impact by a meteorite
Please choose the right option
a. i, ii, iii and iv
b. i and ii only
c. ii and iii only
d. i and iv only

33) Which of the following Indian cricket is the most heavily insured player for the forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?
a. Sachin Tendulkar
b. Yuvraj Singh
c. M S Dhoni
d. Virender Sehwag

34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior citizens from 65 years to _?
a. 55
b. 58
c. 60
d. 62

35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit for individual tax payers from 1 lakh 60 to _?
a. 1 lakh 80 thousand
b. 1 lakh 90 thousand
c. 2 lakh
d. 2 lakh 20 thousand

36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill

37) Who became the world number one badminton player?
a. Saina Nehwal
b. Wang Xin
c. Sania Mirza
d. Wang Shixian

38) When is the National Youth Day observed?
a. January 14
b. February 14
c. August 31
d. January 12

39) What is Tejas?
a. Spacecraft
b. Missile
c. Submarine
d. Light combat aircraft

40) Who is the Chairperson of the Central Board Film Certification?
a. Sharmila Tagore
b. Karan Johar
c. Nafisa Ali
d. Om Puri
e. None of these

41) Ali Akbar Salehi is the foreign minister of
a. Israel
b. Iran
c. Afghanistan
d. Indonesia

42) Who is the new chief of Research and Analysis Wing (RAW)?
a. AP Singh
b. Arun Shourie
c. Sanjeev Tripathi
d. BK Gupta

43) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a. Both i and ii
b. Neither I and ii
c. Only i
d. Only ii

44) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a. Gujarat
b. Bihar
c. Haryana
d. Madhya Pradesh

45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver

46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a. Nandita Das
b. Juhi Chawla
c. Tabu
d. Konkona Sen Sharma

47) In tiger census 2010, 
i) Pugmarks were used as the only indicator of tiger numbers.
ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?
Choose the right option:
a. Only i is incorrect
b. Only ii is incorrect
c. Both i and ii are incorrect
d. Both i and ii are not incorrect

48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?
a. Saeed Ajmal
b. Sachin Tendulkar
c. Munaf Patel
d. Wahab Riaz

49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?
a. Department of Telecommunication (DoT)
b. Telecom Regulatory Authority of India (TRAI)
c. Indian Ministry of communication & Technology
d. HRD Ministry

50) The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?
a. National Small Industries Corporation (NSIC)
b. Air India Charters Ltd
c. Cement Corporation of India
d. HMT Machine Tools Ltd
51) In the Union Budget 2011-12, Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit   for individual tax payers from Rs 1 lakh 60 thousand to _?
a.1 lakh 80 thousand
b.1 lakh 90 thousand
c. 2 lakh
d.2 lakh 20 thousand 
52) A team from Dalhousie University in Halifax, Canada, discovered that a green alga invades tiny developing salamander embryos.  What is this phenomenon called?
a)Symbiosis
b)Photosynthesis
c) Ecdysis
d) Aestivation
53) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a.Nandita Das
b.Juhi Chawla
c.Tabu
d.Konkona Sen Sharma

54) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill

55) Who won the National Jute Board-Kolkata international squash at Calcutta Racket Club on 3 April 2011 after defeating Omar Mosaad?
a.Karim Darwish
b.Khawaja Adil Maqbool
c. Ritwik Bhattacharya
d. Peter Nicol

56) Read the following statements:
1.He won the ATP Miami Masters crown by defeating Nadal and thus remained unbeaten in 2011.
2.He captured all four titles- the Australian Open, Dubai, elite Masters titles at Indian Wells and Miami in 2011.
3.He had won his first Miami Masters title in 2007.
4.He joined Roger Federer, Andre Agassi and Pete Sampras as the only players to win the Australian Open, Indian Wells and Miami in the same year.Identify the tennis player being referred to.
a.Novak Djokovic
b.Roger Federer
c. Andy Murray
d.Rafael Nadal

57) At the National Conference on Kharif Strategies, Agriculture Minister Sharad Pawar on 6 April 2011 mentioned that India has achieved an all-time high production of foodgrains. What was the estimation regarding foodgain production in 2010-11?
a.235.88 million tonnes
b.215 million tonnes
c. 261.34 million tonnes
d. 222.66 million tonnes

58) Which of the following steel plants in India achieved record production of 5.71 million tonnes (mt) of hot metal (a 6.3 per cent growth over 2009-10), 5.33 mt of crude steel (4.3 per cent) and 4.57 mt of saleable steel (4.3 per cent)?
a.Bhillai Steel Plant
b.Rourkela Steel Plant
c. Bokaro Steel Plant
d.Salem Steel Plant

59) The Department of Information Technology (DIT) on 5 April 2011 published a draft policy on which of the following to enable the government departments to provide services, including payment of utility bills and filing of tax with the use of a medium?
a.Mobile governance
b.E-governance
c. Service Delivery Gateway
d.Applications Inter-operability

60) Which of the following was not proposed in the Union Budget 2011-12 presented by pranab Mukherjee?
1.Special vehicles were proposed to be created in the form of Infrastructure Debt Funds to attract foreign funds.
2.Rs. 300 crore expenditure was proposed to promote horticulture centres in rain fed areas for increasing crop productivity.
3.For the manufacturing sector, the budget proposed reduction of basic customs duty on raw silk from 30 to 5 per cent.
4.Concessional 10 per cent Excise Duty was also proposed for fuel cell or Hydrogen cell-technology-based vehicles.

a.1 & 3
b.Only 2
c.Only 4
d.3 & 4

61) Sectors                                                   Budgetary Allocations
1.Agriculture & Allied Activities                      A. Rs 14362 crore
2.Rural Development                                     B. Rs  38852 crore
3.Defence Sector                                           C. Rs 55438 crore
4.Industries & Minerals                                   D. Rs 164415 crore
   A  B  C  D
a.1  4  2  3
b.2  1  3  4
c. 3  1  4  2
d.4  2  3  1

62) In the Budget it was proposed to provide sum of money for implementation of vegetable initiative to set in motion a virtuous cycle of higher production and incomes for the farmers. What was the proposed amount?
a.Rs 500 crore
b.Rs 300 crore
c. Rs 10000 crore
d. Rs 650 crore

63) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a) Both i and ii
b) Neither I and ii
c)  Only i
d) Only ii   

64) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Consider the following statements regarding Tsunami.
i) A Tsunami is a series of ocean waves that sends surges of water, reaching heights of over 100 feet onto land.
ii) Most tsunamis, about 80 percent, happen within the Pacific Ocean’s Ring of Fire, a geologically active area where tectonic shifts make earthquakes and volcanoes common.
Which of the above statements is/are correct?
a) Both i and ii
b) Only i
c) Only ii
d) Neither i nor ii

65) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a) Gujarat
b) Bihar
c) Haryana
d) Madhya Pradesh

66)Engineering and construction major L&T announced that it has achieved financial closure for which of the following with the help of 10-bank consortium led by SBI pitching in with Rs 11478 crore debt?
a.Kolkata Metro Rail Project
b.Pune Metro Project
c.Delhi Metro project
d.Hyderabad Metro Rail project

67) Indian cricket captain Mahendra Singh Dhoni was offered and accepted the honour of being chosen to get an honorary commission in which of the following?
a.Indian Navy
b.Territorial Army
c. Indian Air Force
d. Indian Para-military Force

68) Which of the following real estate firms on 5 April 2011 announced a gift in the shape of villas worth Rs. 9 crore to skipper M.S. Dhoni and his teammates following their victory in the World Cup 2011?
a.DLF
b.Amrapali
c. Unitech
d.Tata Construction & Projects Ltd

69) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver

70) Rashtriya Swasthya Bima Yojana was proposed to be being extended to the beneficiaries of which of the following Union Government schemes?
a.Mahatma Gandhi NREGA beneficiaries
b.Beneficiaries of Swavlamban pension scheme
c.Indira Gandhi National old Age Pension scheme beneficiaries
d.Beneficiaries of Rajiv Gandhi Grameen Vidyutikaran Yojana

71) Which of the following companies announced their alliance with Chennai Super Kings as the official team partner for the upcoming IPL Season 4?
a. ONGC
b. Indian Oil Corporation
c. Hindusthan Petroleum
d. Gulf Oil Corporation

72) Scientists have identified five genes which raise the risk of Alzheimer's disease. Consider the following statements regarding Alzheimer’s disease.
i) Alzheimer’s disease is the most common form of Dementia.
ii) Problems that happen due to the Alzheimer’s are personality-disorder, decision making, abstract thinking and loss of initiative.
Which of the above statements is/are correct?
a) Only i
b) Only ii
c)  Both i and ii
d) Neither i nor ii

73) A giant predatory theropod dinosaur, similar in stature and size to Tyrannosaurus rex, has been identified by palaeontologists. Which of the following statements is/are correct?
i) The new dinosaur, named Zhuchengtyrannus magnus, probably stood four metres tall, was 11 metres long and weighed around six tonnes.
ii) Like T. rex, it was a carnivore with huge powerful jaws.
iii) It ran on back legs, with small front limbs.
a) Only i and ii
b) Only i and iii
c)  Only ii and iii
d)  All i, ii and iii are correct


74) Solvay, the Belgian soda ash maker which sold a drugs unit a year ago, agreed to buy which of the following French companies to add specialty chemicals spanning ingredients for moisturisers and car-part polymers?
a.Rhodia
b.Danisco
c.Cognis
d.Le Zèbre

75) Gilead Sciences, a California based bio-pharmaceutical research firm, and its patent partner, Roche Holding AG, have sued which of the following Indian generic drug makers in March 2011 for allegedly infringing a US patent for Tamiflu, a drug used in treatment of bird and swine-flu infections?
a.Dr Reddy’s
b.Natco Pharma
c. Ranbaxy Laboratories
d. GlaxoSmithKline

76) AT&T on Sunday announced that it had agreed to buy T-Mobile USA from which of the following telecom companies for $39 billion?
a.Deutsche Telekom
b.Sprint Nextel
c.Verizon Wireless
d.Comcast


77) What is the prize-money of the golf tournament ‘Avantha Masters’ that began on 11 Feb 2010?
a. €1.5 million
b. €1 million
c. €2.5 million
d. €2 million

78) An international team of scientists, led by the Australian National University recently discovered evidence that the body’s immune cells often share information about foreign substances with each other to ward of invaders. The study can help increase the immunity level in human body against pathogens and cancer. Which of the followings are the symptoms of Cancer?
i) Weight Loss
ii) Excessive Sweating
iii) Lumps and Swelling (tumour)
iv) Enlargement of Spleen
Please choose the correct option:
a) i, ii, iii and iv
b) i and ii only
c)  i, ii and iii
d) only i

79) Which of the following companies in April 2011 filed a petition in the Supreme Court to block penal action initiated by the Income Tax authorities on its contested $2.5-billion tax bill?

a. Vodafone International
b. Bharti Airtel
c. Uninor
d. Tata Teleservices

80) Vivendi agreed to buy Vodafone Group's 44% stake in which of the French mobile-phone operator’s for euro 7.95 billion ($11.3 billion) to win full control of its largest unit and secure more stable earnings?
a.T-Mobile
b.Orange
c. Virgin Mobile
d. SFR

81) A consortium comprising two companies acquired the IPL’s global Internet, mobile and audio rights, along with television rights in specific territories outside India, for the next four years. The consortium bagged the rights with a winning bid of Rs 261.6 crore in Chennai on 20 March 2011. Which are the two companies included in the consortium?
a. TIL & Nimbus Communication
b. Reliance Big Pictures & Zoom
c. TIL & Colors
d. Zoom and UTV Motion Pictures

82) Which chess player won his maiden Grand Master norm in the Chennai Open 2010 International Grand Master chess tournament on 1 Feb 2010?
a. R. Siddharth of Chennai
b. Kravtsiv of Ukraine
c. P. Shyam Nikhil of Tamil Nadu
d. Maxim Turov of Russia

83) Who was appointed member of ICC Cricket Committee as a representative of national coaches on 11 Feb 2010?
a. Gary Kirsten
b. Mark Taylor
c. Kumar Sangakkara
d. Tim May

84) At the European Geosciences Union meeting in Vienna, the scientists calculated that the Earth sees about __ thunderstorms every hour.
a) 670
b) 580
c) 760
d) 960

85) HCL Technologies on Thursday announced the expansion of its Smart Grid partner ecosystem by entering into strategic alliances with two data management software firms focused on the smart grid market. Which are the two firms with which HCL has entered into an alliance?
1. Infosys
2. eMeter
3. Cape Gemini
4. Tridium
a. 1 & 2
b. 2 & 3
c.  2 & 4
d. 1 & 4

86) The Gujarat Government banned controversial book, entitled Great Soul: Mahatma Gandhi and his struggle with India. Who is the author of the book?
a) Joseph Lelyveld
b) Joseph Ponting
c) Hugh Grant
d) Vikram Seth

87) Which one of the following states imposed a blanket ban on plastic bags?
a) Delhi
b) Haryana
c) Himachal Pradesh
d)Tamil Nadu

88) Who is the Chairperson of the Central Board Film Certification?
a) Sharmila Tagore
b) Karan Johar
c)  Nafisa Ali
d) Om Puri
e) None of these

89) Ali Akbar Salehi is the foreign minister of
a) Israel
b) Iran
c) Afghanistan
d) Indonesia

90) Who is the new chief of Research and Analysis Wing (RAW)?
a) AP Singh
b) Arun Shourie
c) Sanjeev Tripathi
d) BK Gupta

91) When is the National Youth Day observed?
a) January 14
b) February 14
c)  August 31
d) January 12

92) What is Tejas?
A) Spacecraft
B) Missile
C) Submarine
D) Light combat aircraft

93) Who became the world number one badminton player?
a) Saina Nehwal
b) Wang Xin
c) Sania Mirza
d) Wang Shixian

94) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar

95) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.

a.Tata Steel
b.Pantallons Retail
c. RIL
d.Maruti Suzuki

96) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)

97) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a.Sistema Shyam Teleservices
b.Tata Teleservices
c. Reliance
d. BSNL

98) Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means —
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these

99) Capital Market Regulator is—
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI

100) As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt.?
(i)  Tax on Income
(ii)  Tax on Expenditure
(iii) Tax on Property or Capital Asset
(iv) Tax on Goods and Services

(A) Both (i) and (iii) only
(B) Both (ii) and (iv) only
(C) All (i), (ii), (iii) and (iv)
(D) Only (ii), (iii) and (iv)
(E) None of these

Answers: 

1)2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A 11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A 19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A 27) A 28) D 29) B 30) B 31) A 32) A 33) C 34) C  
35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C 43) A 44) A 45) B 46) B 47) A 48) B 49) B 50)
51) A 52) A 53) B 54) A 55) A 56) A 57) A 58) A 59) A 60) B 61) A 62) B 63) A 64) A 65) A 66) D 67) B  68) B 69) B 70) A 71) D 72) C 73) D 74) A 75) B 76) A 77) A 78) A 79) A 80) D 81) A 82) A 83) A  84) C 85) C 86) A 87) A 88) A 89) B  90) C  91) D 92) D 93) B  94) A 95) A 96) A 97) A 98) A 99) E  100) C

Saturday, May 21, 2011

SCHEMES /PROGRAMMES / POLICIES

Swavalamban scheme
· It is a pension scheme for workers in the unorganised sector who do not have access to the social security net.
· Under the scheme subscribers would get Rs.1,000 from the government each year for a subscription amount of Rs.12,000 per year New Pension System (NP)S account.
· The scheme will remain valid for this financial year and for the next three consecutive fiscals.
· A subscriber can enter the scheme at the age of 18 years and will be eligible for pension after turning 60.
· On turning 60, the pensioner can withdraw 60 per cent of his contribution, while the balance will be given as a monthly annuity by the LIC.
· The LIC has been appointed one of the many aggregators who will collect subscription amounts  from subscribers.
· The Scheme shall be managed by Pension Fund Regulatory and Development Authority (PFRDA) and Government will release its contribution to PFRDA for crediting the same to the NPS accounts of eligible subscribers.
· Launch Date:26 September( 78th birthday of Prime Minister Manmohan Singh)

National water policy and climate change
Spurred by the need to look at climate change impact on water resources, the Centre is formulating a revised National Water Policy in consultation with the States and other stakeholders to ensure basinlevel management strategies. This would deal with variability in rainfall and river flows due to climate change.

Integrated Children Protection Scheme
The Government of India, Ministry of Women & Child Development has formulated a new Centrally Sponsored Scheme – “Integrated Child Protection Scheme” (ICPS) with the objective to provide a safe and secure environment to the children in the country who are in need of care and protection as well as children in conflict with law. The intervention includes, inter-alia, financial support for setting up and / or maintenance of Homes for children in need of care and protection and those in conflict with law, setting up of child protection structure – state child protection society, capacity building, advocacy etc.
Specific Objectives:
· To institutionalize essential services and strengthen structures.
· To enhance capacities at all levels.
· To create database and knowledge base for child protection services.
· To strengthen child protection at family and community level.
· To ensure appropriate inter-sectoral response at all levels.
· To raise public awareness.

Bharat Nirman Rajiv Gandhi Seva Kendra
· To be developed at a cost of Rs. 25 lakhs, The Panchayat Ghars have been envisaged as the mini secretariat.
· It will have services of seven computer operators to update the records.
· Bharat Nirman Rajiv Gandhi Seva Kendra will act as the village knowledge resource centre and help in ensuring that the benefits of development reach out to the needy and the poor in rural areas. It would be a forum for the village people to interact and exchange their experiences and would provide logistic support and record keeping facility.
· It shall be a single window for providing the information on the MGNREGS and will also help in efficient implementation of MGNREGA at Panchayat and Block level and in providing space for greater and more transparent interaction with the local people.
Funding: The source of funding for the construction of Bharat Nirman Rajiv Gandhi Sewa Kendras will come from BRGF, MGNREGA and other relevant schemes.

Jawaharlal Nehru National Solar Mission
· One of the eight National Missions outlined in National Action Plan on Climate Change, the Jawaharlal Nehru National Solar Mission (JNNSM) specifically focuses on solar energy and its role in minimizing future emissions.
· The Government has launched JNNSM in January, 2010 with a target of 20,000 MW grid solar power (based on solar thermal power generating systems and solar photovoltaic (SPV) technologies), 2000 MW of off-grid capacity by 2022 (i.e. 22000 MW by 2022).
· The Mission will be implemented in three phases. The first phase will be of three years (upto March, 2013, target-1,100 MW grid connected+200 MW off- grid=1300 MW), the second till March 2017 and the third phase will continue till March, 2022.
· National Centre for Photovoltaic Research and Education has been set up at IIT-Bombay.

Pradhanmantri Adarsh Gram Yojana (PMAGY)
· The Government has launched a new scheme called Pradhanmantri Adarsh Gram Yojana (PMAGY) for the integrated development of scheduled castes dominated villages in the country.
· There are about 44,000 villages in which the population of scheduled castes is above 50 per cent.
· The new scheme PMAGY will be launched on a pilot basis in 1000 such villages.
· Under this Scheme, each village would be able to avail gap funding of Rs.10 lakh over and above the allocations under Rural Development and Poverty Alleviation Schemes. On successful implementation of the pilot phase, the PMAGY would be extended in coming years.

Status:
PMAGY was launched at Village 18 BB, Block Padampur, District Sriganganagar, Rajasthan.
· The pilot scheme has been taken up for implementation in five States of which four are Bihar, Rajasthan, Tamil Nadu (225 villages in each state) and Assam (100 villages)
· Fifth state U.P. is yet to respond to the government's invitation.
· [note: PMAGY is speculated as a replica of U.P.'s Ambedkar Village scheme]

National Commission on Human Resource for Health (NCHRH)
NCHRH is the proposed council aimed at ensuring propriety, increasing efficiency, and providing greater synergy among health professionals and improving the quality of health infrastructure in India.
Status:
The Prime Minister's Office (PMO) has asked the Ministries of Human Resource Development and Health and Family Welfare to identify linkages between the two proposed regulatory bodies — National Commission for Higher Education and Research (NCHER) and the National Commission on Human Resource for Health (NCHRH) — being promoted by them respectively to speed up the process of setting up the two authorities.

PURA
· The Government has approved the Provision of Urban Amenities in Rural Areas (PURA) Scheme on 21st January 2010 for implementation on a pilot basis during 11th Five Year Plan.
· The scheme aims at holistic and accelerated development of compact areas around a potential growth centre in a Gram Panchayat (s) through Public Private Partnership (PPP) framework for providing livelihood opportunities and urban amenities to improve the quality of life in rural areas.
· The Ministry of Rural Development had initially implemented the PURA scheme from 2004-05 to 2006-07 on a pilot basis.
· However, only seven pilot projects were implemented for drawing an experience for preparing a restructuring scheme in future. One pilot project each was implemented in the state of Andhra Pradesh, Assam, Bihar, Maharashtra, Orissa, Rajasthan and Uttar Pradesh during the initial pilot phase of PURA scheme.
Background:
· PURA is a brainchild of former President, A.P.J. Abdul Kalam.
· PURA mission based on the principle of connectivity — physical, electronic, knowledge and economic.
· Physical connectivity is envisaged as circular roads connecting a group of villages.

Rajiv Gandhi Scheme for Empowerment of Adolescent Girls [RGSEAG](SABLA)
· Rajiv Gandhi Scheme for Empowerment of Adolescent Girls [RGSEAG] –SABLA is a scheme proposed by the Ministry for women and child development for Adolescent Girls of 11 – 18 Years, whereby the Nutrition Programme for Adolescent Girls (NPAG) and Kishori Shakti Yojana (KSY) would be merged with content enrichment. The scheme is proposed to be implemented using the platform of Integrated Child Development Services Scheme. 
· It's a Centrally Sponsored Scheme to be implemented through the State Governments/UTs with 100% financial assistance from the Central Government for all inputs, except supplementary nutrition for which Government of India and States would share on 50: 50 basis.
· The scheme aims at empowering adolescent girls (AGs) of 11-18 years with focus on out-ofschool girls by improvement in their nutritional and health status and upgrading various skills like home skills, life skills and vocational skills. The scheme also aims at equipping the girls on family welfare, health hygiene etc.

Indira Gandhi Matritva Sahyog Yojana (IGMSY)
Objective: The objectives of the scheme are to improve the health and nutrition status of pregnant, lactating women and infants.
Eligibility: 
All pregnant and lactating women except Govt and PSU employees. The beneficiaries would be pregnant women of 19 years of age and above for first two live births (benefit for still births will be as per the norms of scheme).
Benefits:
Each pregnant and lactating woman will receive a total cash incentive of ` 4000/- in three installments between the period from the second trimester of pregnancy to the child attaining the age of 6 months.
Fund Sharing:
The Scheme will be centrally sponsored with 100% assistance from the Centre.
Ministry: Ministry of Women and Child Development
Implementation:
· On pilot basis in selected 52 districts during the remaining period of XI Five Year Plan at a total cost of  Rs.1000 crore.
· There will be Steering and Monitoring Committees at all levels to oversee implementation and monitor the progress.
· An IGMSY Cell within the Ministry of Women and Child Development will also be set up
Inception: approved by CECA in Oct 2010.

National Initiative on Climate resilient agriculture
The Cabinet Committee on Economic Affairs has approved the implementation of a new plan scheme
‘National Initiative on Climate Resilient Agriculture’ to address climate change impact on agriculture and allied sectors.
Objective: 
The main objective of the Scheme is to assess the impact of climate change on agriculture and allied sectors in the country and evolve cost effective adaptation and mitigation strategies.
The components of the scheme are:
1. Detailed vulnerability assessment of agro-climate regions and production systems, and the relative vulnerability of different crops, livestock and fishery sectors.
2. Initiate strategic research on adaptation and mitigation at seven major research institutes of the Indian Council of Agricultural Research (ICAR) on natural resources, major food crops, livestock, marine and freshwater fisheries.
3. Demonstrate available climate resilient practices on farmers' fields in 100 most vulnerable districts of the country.
4. Strengthen research infrastructure to state of the art and capacity building of scientists for
undertaking long term research on climate change adaptation.