PUNJAB NATIONAL BANK PROFESSIONAL KNOWLEDGE 2010

1. Programs that automatically submit your search request to several search engines simultaneously are called—
(1) Metasearch engines
(2) Webcrawlers
(3) Spiders
(4) Hits
(5) None of these

2. Graphical diagrams used to represent different multiple perspectives of a system include—
(1) use-case, class, and state diagrams
(2) state, interaction, derivative diagrams
(3) interaction, relationship, and class diagrams
(4) deployment, relationship, and use-case diagrams
(5) None of these

3. Database redesign is not terribly difficult if the—
(1) database is structured
(2) database is well-designed
(3) database has no data
(4) database is relatively small
(5) database is relatively large

4. Which of the following are normally used to initialize a computer system's hardware?
(1) Bootstrap memory
(2) Volatile memory
(3) Exteranl mass memory
(4) Static memory
(5) Random access memory

5. If you wanted to locate the hardware address of a local device, which protocol would you use?
(1) ARP
(2) RARP
(3) ICMP
(4) PING
(5) PONG

6. What is Internet 2?
(1) A new type of cabling system for Wide Area Networks
(2) A second local area network that can connect with another online LAN to share access
(3) A new standard for Internet browsers
(4) An association to develop advanced Internet technology
(5) None of these

7. The term, "hypertext", means—
(1) Non-sequential writing
(2) Hypermedia
(3) Blinking text
(4) Text with heavy formatting
(5) None of these

8. While searching a website, you have been unable to find information that was on the site several months ago. What might you do to attempt to locate that information?
(1) Visit Google's cached page to view the older copy.
(2) Forget about it, as there is no way to find this information.
(3) Visit a partner site of the organization to see if it is there.
(4) Use the wayback machine.
(5) None of these

9. Which kind of lock includes a keypad that can be used to control access into areas?
(1) Cipher
(2) Warded
(3) Device
(4) Tumbler
(5) Typelock

10. A……………..sometimes called a boot sector virus, executes when a computer boots up because it resides in the boot sector of a floppy disk or the master boot record of a hard disk.
(1) system virus
(2) trojan horse virus
(3) file virus
(4) macro virus
(5) None of these

11. Carbon credit is meant for—
(1) Deforestation
(2) Protection of environment
(3) Rural infrastructure
(4) Diamond trading
(5) Precision farming

12. Acetic acid is present in—
(1) Vinegar
(2) Curd
(3) Lime
(4) Fish
(5) Rancid butter

13. Deep litter and cage systems are associated with—
(1) Dairy development
(2) Pig farming
(3) Poultry growing
(4) Quali farming
(5) Sheep rearing

14. When milk is churned, the cream is separated due to—
(1) Gravitational force
(2) Centrifugal force
(3) Frictional force
(4) Electro magnetic effect
(5) None of the above

15. Agricultural scientist who got Nobel prize for peace—
(1) Dr Norman E. Borlaug
(2) Dr M.S. Swaminathan
(3) Dr Hargovind Khorana
(4) Dr Chandrasekhar
(5) Dr Watson

16. Free flow of capital, goods and services is envisaged under—
(1) WTO
(2) Food Bill
(3) AEZ
(4) Essential commodities Act
(5) Warehouse Bill

17. Process involved in the conversion of milk to curd is—
(1) Oxidation
(2) Dehydration
(3) Hydrogenation
(4) Fermentation
(5) Hydration

18. National Policy for Farmers 2007 is formulated based on the recommendations of—
(1) Committee on Financial Inclusion
(2) Vaidyanathan Committee
(3) Forward Market Commission
(4) Working Group on Agriculture
(5) National Commission on Farmers

19. The Head Quarters of CFTRI—the leading institute for research on various food products is located at—
(1) Mysore
(2) New Delhi
(3) Mumbai
(4) Gurgaon
(5) Jammu

20. Common refrigerant used in fridges and cold storages—
(1) Neon
(2) Freon
(3) Crypton
(4) Argon
(5) Ice

21. Who among the following is the author of the novel ‘Two Lives’?
(1) Salman Rushdie
(2) Vikram Seth
(3) Arundhati Roy
(4) Ruskin Bond
(5) Dhruv Sawhney

22. Who among the following has been appointed as the first Chief Information Commissioner of India?
(1) Vijay Shankar
(2) T.N. Seshan
(3) Wajahat Habibullah
(4) Mathew Varghese
(5) M.H. Baig

23. On which of the following dates is World AIDS Day observed?
(1) December 9
(2) December 1
(3) November 30
(4) October 24
(5) December 30

24. Which of the following is India’s first indigenous animation film?
(1) Hanuman
(2) Ramayana
(3) Harry Potter
(4) Mughal-e-Azam
(5) Ram Sita

25. Who among the following has been sworn in as the new Chief Minister of Jammu and Kashimir?
(1) Mufti Mohammed Sayeed
(2) Ghulam Nabi Azad
(3) Omar Abdullah
(4) M.H. Baig
(5) T. N. Seshan

ANSWERS:
1. (1) 2. (1) 3. (1) 4. (5) 5. (1)
6. (4) 7. (2) 8. (3) 9. (4) 10. (1)
11. (2) 12. (1) 13. (3) 14. (2) 15. (1)
16. (1) 17. (4) 18. (5) 19. (1) 20. (2)
21. (2) 22. (3) 23. (2) 24. (1) 25. (2)

Census 2011 Related Questions

1. What was the mascot of Census 2011?

(a) An Old man with Stick
(b) A Lion
(c) Female Enumerator
(d) A Bird on Indian Map

Answer: (c)

2. After Census 2011 India become _____ most populous country in the World?

(a) 7th
(b) 2nd
(c) 5th
(d) 4th

Answer:  (c)

3. The combined population of Uttar Pradesh and Maharashtra is bigger than that of the.

(a) France
(b) Brazil
(c) USA
(d) UK

Answer:  (c)

4. Which state has the has the lowest  population growth rate?

(a) Mizoram
(b) Assam
(c) Manipur
(d) Nagaland

Answer:  (d)

5. Which state/UT has the highest density of population?

(a) Mumbai
(b) Delhi
(c) Patna
(d) Bangalore

Answer: (b)

6. The employment rate in India  is estimated at?

(a) 11.24%
(b) 9.24%
(c) 10.11%
(d) None of the above

Answer:  (b)

7. As per the findings of Tendulkar Committee on Poverty , India’s poverty rate is estimated at____of the total population?

(a) 19.1%
(b) 37.2%
(c) 22.1%
(d) None of the above

Answer:  (b)

8. The literacy rate has gone up from 64.83 per cent in 2001 to _____ per cent in 2011 showing an increase.

(a) 74.04%
(b) 68.1%
(c) 65.02%
(d) 72.2%

Answer:  (a)

9. What is the Percentage growth in literacy during 2001-2011 for males?
(a) 12.1%
(b) 11.1%
(c) 31.98%
(d) 22.03%

Answer:  (c)

10. What is the  Percentage growth in literacy during 2001-2011 for females?

(a) 50%
(b) 33.4%
(c) 49.10%
(d) 32.9%

Answer: (c)

IBPS PO/MT GENERAL AWARENESS PRACTICE QUESTIONS

1. As we all know banks publish their quarterly performance to bring transparency in the system and also to give a clear picture of their performance to the public. How were results of Quarter 2 different from the results of Quarter 1 of the listed banks including giants like SBI and ICICI banks?  
(A) Performance was subdued in the Quarter 2.

(B) Yields on advances of almost all listed banks have come down.

(C) Advances grew at a slower pace when compared to deposits.

(a) Only A is true

(b) Only B is true

(c) Only C is true

(d) All A B and C are true  
(e) None of these

Ans: (a)

2. After the Subprime crisis which of the following problems has hit the global economy/world markets recently?

(a) Dubai debt problem

(b) Change of Government in Japan and its new economic policies.

(c) High rate of inflation in India

(d) Extremely volatile behaviour of the Bombay Stock Exchange and other major Stock Exchanges world wide.

(e) None of these.

Ans: (a)

3. As per the news published in major newspapers in India Banks in India need about 12 lakh business correspondents for rural areas. What will be the role of these correspondents?

(A) They will help rural people in their day to day banking activities.

(B) They will work as a link between banks and the customers.

(C) They will ascertain eligibility of rural people so that relief packages can be provided to them.

(a) Only A   
(b) Only B  
(c) Only C   
(d) All A. B and C  
(e) None of these

Ans: (d)

4. It is evident that the economic slowdown still continues to weigh on the performance of the banks in India. How is this affecting banks and/or general public?

(a) The number of bank account holders has gone down

(b) The gross Non Performing Assets (NPAs) of the listed banks have increased substantially.

(c) Inflation has reached at a very high level

(d) Relief packages announced by the Government have proved insufficient to improve the situation of agri sector

(e) All of these

Ans: (e)

5. Why has Dr. Sublr Gokarn’s name been in the news recently?

(a) He has, taken over as the Deputy Governor of the RBI

(b) He has taken over as the Deputy Governor of the RBI

(c) He will be the new Deputy Chairman of the Planning Commission of India.

(d) He has taken over as the Chief of the Economic Advisory Council attached to Prime Minister's Office

(e) None of these

Ans: (b)

6. As published invarious newspapers, the Experian Credit Information Company of India is going to launch its operation in India soon. At present the only credit information bureau fuctional in India is

(a) AMFI   
(b) ICRA

(c) CIBIL   
(d) CRISIL

(e) None of these

Ans: (d)

7. As per the news published, in a financial population RBI is redesinging its 'ECS' to function as a Automated Clearing House (ACH) for bulk transactions. What is full form of  'ECS'?

(a) Extra Closing System

(b) Electronic Cheque System

(c) Evening Cheque Sorter

(d) Evening Cheque System

(e) Electronic Clearing Service

Ans: (e)

8. Which of the following challenges will be the most crucial for human existence on earth in the days to come?

(a) Pollution   

(b) Food Secudty

(c) Availability of natural gas

(d) Need for Financial Inclusion

(e) Cyber Crimes

Ans: (a)

9. The Reserve Bank of India has asked all the banks to install. "Note Sorting Machines" in the branches. How will this help banks and the general public?

(A) The machines will check for counterfeit notes and drop these from circulation.     .

(B) This will help banks to count the notes quickly and accurately.

(C) This will help in sorting out soiled 1I0teS so that they are not reissued by the banks.

(a) Only B   
(b) Only A

(c) Only C   
(d) Only A and B

(e) None of these

Ans: (a)

10. A study report entitled "India Generation Gap Review" was presented at the World Economic Forum in November 2009. This was presented during which of the following summits/conferences?

(a) G-8 Summit   

(b) G-20 Summit

(c) India Economic Summit

(d) SAARC Finance Ministers' Conference

(e) None of these

Ans: (c)

11. As we know the Government of India has notified certain new rules to calculate Income Tax on various perks like accommodation and conveyance etc. being given by employers to their salaried employees. The new rules will replace which of the following taxes which has been abolished now?

(a) Capital Gains Tax

(b) Sales Tax

(c) Cash Transaction Tax

(d) Fringe Benefit Tax

(e) None of these

Ans: (c)

12. Dr. K. Radhakrishnan has taken over as the Chief of -

(a) Electionics Commission

(b) Indian Space Research Organisation

(c) Atomic Energy Commission of India

(d) Deputy Governor of Reserve Bank of India

(e) None of these

Ans: (b)

13. As per the guidelines issued by the RBI, banks are preparing for a service which will allow customers to withdraw upto Rs .1,000 using their debit cards from notified shops/stores. allover the country. All such shops/stores will have 'pas' terminals for the same. What is full form of the 'pas'?

(a) Payment on Sale   

(b) Power of Sale.

(c) Point of Sale

(d) Payment Order Service

(e) None of these.

Ans: (c)

14. The working group set up by the RBI has suggested-the launch of an Emergency Fund Facility Scheme for banks. This scheme will help which of the following types of banks?

(a) Public Sector Banks

(b) Small Banks

(c) Urban Cooperative Banks

(d) Private Banks   

(e) Foreign Banks

Ans: (c)

15. As published in major newspapers public sector banks have asked the Government of India to provide more funds for "Capital Infusion". How much is the need of PSBs collectively for the purpose? (Rs. in crores)?

(a) 10,000   
(b) 15,000

(c) 20.000   
(d) 25,000

(e) 30,000

Ans: (d)

16. Who amongst the following has purchased about 200 tonnes of gold from international Monetary Fund (IMF) in 2009?

(a) Infrastructure Finance Company Ltd.

(b) Bombay Stock Exchange of India

(c) Gold Council of India

(d) Reserve Bank of India

(e) None of these

Ans: (d)

17. One of the major emphasis of Basel II is that banks, should have

(a) adequate Capital Adequacy Ratio

(b) only few branches in urban centres

(c) more and more branches in rural areas

(d) core banking mode of operation

(e) all the above to comply with Basel II norms

Ans: (a)

18. As per the reports published by various agencies/organisation, it is estimated that around 3 billion extra people will join our existing population of 6 billion by the year 2050. To provide food for all of them, a second round which of the following initiatives is required to be start much in advance?

(a) Green Revolution   

(b) Planned Urbanisation     

(c) Industrialisation   

(d) Climate Migration     

(e) All of these

Ans: (e)    

19. Who amongst the following is the President of the European Union at present?

(a) Catherine Ashton     

(b) Mr. Jose Manuel Barroso,     

(c) Mr. Fredrik Reinfeldt

(d) Mr. Sergi Lavrov     

(e) None of these

Ans: (e)

20. As per the reports published in various newspapers, and journals almost all big nations are trying their best to resolve various disputes between the nations where in either the are a party or because of that their peace and stability many be affected. Stability in which of the following two nations is more vital to India than that of any other nations?

(a) Bangladesh & China

(b) China & USA   

(c) Iraq & Russia

(d) South & North Korea     

(e) Pakistan & Afghanistan

Ans: (e)

21. India's bilateral per annum trade with European Union at present is about -

(a) 50 billion US $   

(b) 75. billion US $     

(c) 100 billion US $   

(d) 150 billion US $     

(e) 200 billion US $

Ans: (b)         

22. Some world bodies/organisations/agencies are of the view that agriculture should adopt a "Cross Disciplinary Approach", and fake help of all types of sciences and studies. This approach will help in which of the following crucial problems being faced by humanity?

(a) Use of Genetically Modified Crop   

(b) Melting of glaciers

(c) Food crisis

(d) Climate change

(e) None of these

Ans: (c)

23. An agreement between two nations or a group of nations which establishes unimpeded exchange and flow of goods and services between/among trade partners regardless of national boundaries is called-

(a) Import Free Agreement

(b) Free Trade-Agreement

(c) Export Free Agreement

(d) Special Economic Zone Agreement

Ans: (b)

24. Which of the following correctly describe what "One Carbon Credit" is?

(A) Credit permit to release one ton of carbon dioxide.

(B) Providing loans to establish one new production unit which can produce carbon dioxide for Industrial use.

(C) Finding out one new business which can use and recycle green house gases.

(a) Only C       

(b) Only B

(c) Only A       

(d) All A, B and C

(e) None of these

Ans: (c)

25. As per various reports issued by the UNO and other world bodies, agricultural and allied, activities consume what percentage of global water resources every year?

(a) 15%   

(b) 30%

(c) 50%   

(d) 70%

(e) 60%

Ans: (d)

26. The Food and Agriculture Organisation (FAO) is a wing/agency of the _

(a) World Bank

(b) United Nations Organisation

(c) Asian Development Bank

(d) Ministry of Agriculture Government of India

(e) None of these

Ans: (b)

27. As a policy India does not encourage tree, movement of unskilled labours from _

(a) Gulf Countries

(b) USA and South American Nations

(c) European Union Nations

(d) All these nations

(e) None of these

Ans: (d)

28. The Government of India has decided to disinvest its share in major listed public sector under-takings. How much of its share will be off loaded in this method?

(a) 2%                   

(b) 4%

(c) 8%                   

(d) 10%

(e) None of these

Ans: (d)

29. The United Nations Development Fund for Women (UNIFEM) is working in an Indian city to make it safe for women. Which of the following is that city?

(a) Pune              

(b) Kolkata

(c) Delhi      

(d) Mumbai

(e) Lucknow

Ans: (c)

30. At present the trade between India and China is in a state of "Payment Imbalance", What does this mean in real terms?

(A) China does not import many items from India whereas India-imports more from. China.

(B) China does not pay India in time and a lot of delay is reported by the exporters.

(C) India wants all payments to be made in US Dollars whereas China pays in its own currency.

(a) Only A          

(b) Only B

(c) Only C          

(d) All A, B and C

(e) None of these

Ans: (d)

31. India has signed an agreement on climate change with which of the following countries recently?

(a) USA                  

(b) Russia

(c) United Kingdom     

(d) Australia

(e) China

Ans: (e)

32. Some Scientists are of the opinion that extra agricultural production should be achieved. without, going for the cultivation of extra land and also without causing damage to essential eco-system. This concept, in other words, is known as-

(a) Sustainable growth

(b) Renewability of Inputs

(c) Global Melt down

(d) Climate Migration

(e) None of these

Ans: (a)

33. Mr. Z. E. A. Ben Ali has taken over as the President of -

(a) Tunisia   

(b) Malaysia

(c) Indonesia   

(d) Kuwait

(e) None of these

Ans: (a)

34. Which of the following is NOT a Government of India undertaking?

(a) Oil India Ltd.

(b) Sutlej Jal Vidyut Nigam Ltd.

(c) ICICI Bank

(d) National Thermal Power Corporation Ltd.

(e) Rural Electrification Corporation Ltd.

Ans: (c)

35. India shares its border with China along the Himalayan range. Which of the following states touches the border of China.

(a) Punjab                     

(b) Bihar

(c) Arunachal Pradesh 

(d) chhattisgarh

(e) All of these

Ans: (c)

36. Which of the following has been the growth of India's GDP during 2008-09? (Final data are issued in late 2009).

(a) 5%                 

(b) 5.5%

(c) 6%                 

(d) 6.5%

(e) None of these

Ans: (d)

37. Which of the following ministries has launched a new "Skill Development Initiative Scheme" so that the employability of the young people can be increased?

(a) Ministry of Finance

(b) Ministry of Agriculture

(c) Ministry of Heavy Industry

(d) Ministry of Home Affairs

(e) Ministry of Labour and Employment

Ans: (a)

38. Sachin Tendulkar has recently, become the first cricketer in ODI history to cross the milestone of

(a) 10000 runs             

(b) 12000 runs

(c) 15000 runs             

(d) 17000 runs

(e) 20000 runs

Ans: (d)

39. The East Asia Summit took place in October 2009 in Hua Hin town, This is a town in -

(a) China   

(b) Myanmar

(c) Cambodia   

(d) Malaysia

(e) Thailand

Ans: (e)

40. What percent of India's GDP is invested in providing education?

(a) 1%              

(b) 2.5%

(c) 4%              

(d) 6%

(e) None of these

Ans: (a)

41. India has recently gained the status of becoming the third largest producer of Steel in the world. Who is the largest producer?

(a) USA                

(b) Russia

(c) Japan               

(d) China

(e) None of these

Ans: (d)

42. Dadaab Refugee Camp which was, in the news recently is located in which of the following countries?

(a) Sudan     

(b) Iraq

(c) Pakistan     

(d) Afghanistan

(e) Kenya

Ans: (e)

43. Which of the following countries, objected to the Indian Prime Minister's recent visit to Arunachal Pradesh?

(a) Pakistan   

(b) Nepal

(c) Myanmar   

(d) Bhutan

(e) None of these

Ans: (e)

44. Which of the following is NOT associated with climate change and/or Global Warming?

(a) Basel Norms

(b) Bali Meet 2007

(c) Copenhagen Conference

(d) Kyoto Protocol

(e) Bangkok Meet in 2009

Ans: (a)

45. Which of the following terms is used in the game of Hockey?

(a) Baseline   

(b) Smash

(c) Drop   

(d) Centre Forward

(e) None of these

Ans: (d)

46. Which of the following Geneticaly Modified vegetables is recently being made available in Indian markets?

(a) Carrot   

(b) Radish

(c) Brinjal   

(d) Potato

(e) None of these

Ans: (e)

47. Each Nobel Prize winner gets an amount of 10, million Swedish-

(a) Kroner   

(b) Dollar

(c) Yen        

(d) Pound

(e) Euro

Ans: (a)

48. Which of the following is NOT a plant product?

(a) Camphor   

(b) Aloe Vera

(c) Vanilla   

(d) Kiwi

(e) All are plant products

Ans: (e)

49. Dr. Venkatraman Ramakrishnan is one of the recipients the Nobel Prize in the field of__

(a) Physics   

(b) Chemistry     

(c) Medicine   

(d) Economics     

(e) Literature

Ans: (b)

50. As per the reports published in newspapers the Government of India has asked all the states to conduct a 'Social Audit” of each and every work of which of the following scheme,     
(a) National Rural Employment Guarantee Act     

(b) Pradhan Mantri Gram Sadak Yojana     

(c) Indira Aawas Yojana     

(d) Rajiv Gandhi Grameen Vidyutikaran Yojana     

(e) None of these.

Ans: (a)

51. Which of the following is NOT the name of a major Lai Tennis Tournament?

(a) U S Open                

(b) Wimbledon     

(c) French Open   

(d) Grand Master     

(e) Australian Open

Ans: (d)  

52. 'Derby' is associated with which of the following sports events?

(a) Horse Racing   

(b) Chess     

(c) Cricket                 

(d) Hockey     

(e) Football

Ans: (a)        

53. Which of the following terms is NOT used in Banking and Finance?

(a) Bid Price   

(b) Jacksonian Seizure     

(c) Call Option   

(d) Bluechip     

(e) Dividend

Ans: (b)

54. Dada Saheb Phalke Award is given for the exemplary won in the field of -

(a) Literature   

(b) Music   

(c) Films   

(d) Sports     

(e) None of these

Ans: (c)

55. Who amongst the following is the Chief Justice of India at present?

(a) Justice R. C. Lahoti   

(b) Justice Y.K. Sabharwal   

(c) Justice G. P. Mathur

(d) Justice K.G. Balakrishnan     

(e) None of these

Ans: (d)

56. Which of the fallowing terms is NOT used in Econamics?

(a) Exogenous                

(b) Depreciation     

(c) Deep Market   

(d) Zero Sum Game     

(e) Handedness

Ans: (e)

57. Who amongst the fallowing is NOT a lawn Tennis player?

(a) Cara Black                

(b) Dinara Safina     

(c) Jelena Jankovic   

(d) Leander Paes   

(e) Anand Pawar

Ans: (e)

58. Which of the following books is written by V.S. Naipaul?

(a) A Woman Alone

(b) The Open Cauple     

(c) The Grass is Singing

(d) The Golden Notebook     

(e) Half a Life

Ans: (e)

59. Sri Balraj Puri, who was in the news recently, is a famous _

(a) Classical Singer   

(b) Cine Actor

(c) Social Warker   

(d) Sportsman

(e) Journalist

Ans: (e)

60. Which of the following is caused by H5NI virus?

(a) Yellow fever   

(b) Measles

(c) Plague                

(d) Bird flu

(e) None of these

Ans: (d)

61. Which of the following rivers is NOT in India?

(a) Tapti   

(b) Ural

(c) Mahi   

(d) Mahanadi

(e) Penner

Ans: (b)

62. Mr. Mohamed Nasheed was on a five day state visit to India recently. He is the President of -

(a) Bangladesh         

(b) Iran

(c) Indonesia         

(d) Maldives

(e) None of these

Ans: (d)

63. India celebrated which of the following Birth Anniversary of Mahatma Gandhi in October 2009?

(a) 110    

(b) 120

(c) 130                

(d) 140

(e) None of these

Ans: (d)

64. Which of the following states has launched e-Shakti Programme so that poverty can be reduced in the state?

(a) Delhi                

(b) Maharashtra

(c) Uttar Pradesh   

(d) Bihar

(e) None of these

Ans: (d)

65. Which of the following schemes is launched by the Government of India to improve the health of pregnant and lactating mothers?

(a) Matritva Sahayog Yojana

(b) Dhan Lakshmi Yojana   

(c) ASHA

(d) Health for All Scheme   

(e) None of these

Ans: (a)

66. As per the decision taken by the Orissa cabinet the new name of the state would be written as _

(a) Odisha   

(b) Orissha

(c) Aurissa   

(d) Horissa

(e) None of these

Ans: (a)

67. India recently organized sixth ministerial level of Indo-US- TPF. What is full form of TPF?

(a) Trade Policy Forum

(b) Traditional Planning Force

(c) Trade and Payment Finance

(d) Technical Planning Force

(e) None of these

Ans: (a)

68. Which of the following is the abbreviated name of state level agency on afforestation created by the Government of India?

(a) NDMA          

(b) SFDA

(c) ICMJE           

(d) JCCROM

(e) None of these

Ans: (e)

69. Which of the following states has launched 'Atta-Dal Scheme' under which atta and dal Will be supplied at affordable prices to ration card holders?

(a) Rajasthan                

(b) Gujarat

(c) Uttar Pradesh   

(d) Orissa

(e) None of these

Ans: (a)

70. Which of the following states has the maximum number of Sugar mills?

(a) Bihar                   

(b) Rajasthan

(c) Gujarat                

(d) Haryana

(e) None of these

Ans: (e)

71. India purchased the Barak Anti Missile Defence System from –

(a) USA                   

(b) Japan

(c) France                

(d) Israel

(e) None of these

Ans: (d)

72. Mullaperiyar Dam is built on which of the following rivers?

(a) Pamba                  

(b) Godavari

(c) Krishna                

(d) Cauvery

(e) None of these

Ans: (e)

73. Which of the following countries won the Champions Trophy Cricket Tournament 2009?

(a) England   

(b) Pakistan

(c) Australia   

(d) New Zealand

(e) None of these

Ans: (c)

74. Who amongst the following has not been nominated for Man Booker Prize -2009?'

(a) J.M. Coetzee            

(b) Hilary Mantel

(c) Sarah Waters            

(d) Thomas Cromwell

(e) None of these

Ans: (d)

75. Shanti Swarup Bhatnagar Awards are given far excellence in the field of-

(a) Sports                             

(b) Economics

(c) Science and Technology   

(d) Cinema

(e) None of these

Ans: (c)

SOCIO ECONOMIC DEVELOPMENTS PRACTICE MCQs

1. RBI's open market operation transactions are carried out with a view to regulate ____
(A) Liquidity in the economy
(B) Prices of essential commodities
(C) Inflation
(D) Borrowing power of the banks
(E) All the above
Ans (E)

2. Open market operations , one of the measures taken by RBI in order to control credit expansion in the economy means ____
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these
Ans (A)

3. The bank rate means ___
(A) Rate of interest charged by commercial banks from borrowers
(B) Rate of interest at which commercial banks discounted bills of their borrowers
(C) Rate of interest allowed by commercial banks on their deposits
(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
(E) None of these
Ans (D)

4. What is an Indian Depository Receipt?
(A) A deposit account with a Public Sector Bank
(B) A deposit account with any of depositories in India
(C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
(D) An instrument in the form of deposit receipt issued by an Indian depositories
(E) None of these
Ans (C)

5. Fiscal deficit is ____
(A) total income less Govt. borrowing
(B) total payments less total receipts
(C) total payments less capital receipts
(D) total expenditure less total receipts excluding borrowing
(E) None of these
Ans (D)

6. In the capital market , the term arbitrage is used with reference to ____
(A) purchase of securities to cover the sale
(B) sale of securities to reduce the loss on purchase
(C) simultaneous purchase and sale of securities to make profits from price
(D) variation in different markets
(E) Any of the above
Ans (C)

7. The stance of RBI monetary policy is _____
(A) inflation control with adequate liquidity for growth
(B) improving credit quality of the Banks
(C) strengthening credit delivery mechanism
(D) supporting investment demand in the economy
(E) Any of the above
Ans (E)

8. Currency Swap is an instrument to manage ___
(A) currency risk
(B) interest rate risk
(C) currency and interest rate risk
(D) cash flows in different currency
(E) All of the above
Ans (D)

9. "Sub-prime" refers to_______
(A) lending done by banks at rates below PLR
(B) funds raised by the banks at sub - Libor Rates
(C) Group of banks which are not rate as prime banks as per Banker's Almanac
(D) lending done by financing institutions including banks to customers not not meeting with normally required credit appraisal standards
(E) All of the above
Ans (D)

10. Euro Bond is an instrument _____
(A) issued in the European market
(B) issued in Euro currency
(C) issued in a country other than the country of the currency of the Bond
(D) All of the above
(E) None of these
Ans (C)

11. Money laundering normally involves _____
(A) placement of funds
(B) layering of funds
(C) integrating of funds
(D) All of (A), (B) & (C)
(E) None of (A), (B) & (C)
Ans (D)

12. The IMF and the World Bank were conceived as institutions to ____
(A) strengthening international economic co-operation and to help create a more stable and prosperous global economy
(B) IMF promotes international monetary cooperation
(C) The World Bank promotes long term economic development and poverty reduction
(D) All of (A),(B) & (C)
(E) None of (A),(B) & (C)
Ans (D)

13. Capital Market Regulator is _____
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI
Ans (e)

14. In the term BRICS , R stands for ______
(A) Romania
(B) Rajithan
(C) Russia
(D) Regulation
(E) Npne of these
Ans (C)

15. FDI refers to _____
(A) Fixed Deposit Interest
(B) Fixed Deposit Investment
(C) Foreign Direct Investment
(D) Future Derivative Investment
(E) None of these
Ans (C)

16. Which is the fist Indian company to be listed in NASDAQ?
(A) Reliance
(B) TCS
(C) HCL
(D) Infosys
(E) None of these
Ans (D)

17. Which of the following is the Regulator of the credit rating agencies in India?
(A) RBI
(B) SBI
(C) SIDBI
(D) SEBI
(E) None of these
Ans (D)

18. Who is Brand Endorsing Personality of Bank of Baroda?
(A) Juhi Chawala
(B) Kiran Bedi
(C) Amitabh Bachchan
(D) Kapil Dev
(E) None of these
Ans (E)

19. The Branding Line of Bank of Baroda is ____
(A) International Bank of India
(B) India's International Bank
(C) India's Multinational Bank
(D) World's Local Bank
(E) None of these
Ans (B)

20. The logo of Bank of Baroda is known as ___
(A) Sun of Bank of Baroda
(B) Baroda Sun
(C) Bank of Baroda's Rays
(D) Sunlight of Bank of Baroda
(E) None of these
Ans (B)

21. One of the major challenges banking industries is facing these days is money laundering. Which of the following acts/ norms are launched by the banks by the banks to prevent money laundering in general ?
(A) Know your customer norms
(B) Banking Regulation Act
(C) Negotiable Instrument Act
(D) Narcotics and Psychotropic Substance Act
(E) None of these
Ans (E)

22. Lot of Banks in India these days are offering M-Banking Facility to their customers . What is the full form of 'M' in 'M-Banking'?
(A) Money
(B) Marginal
(C) Message
(D) Mutual Fund
(E) Mobile Phone
Ans (E)

23. Which of the following is/are true about the "Sub-Prime Crisis" ?
(1) It is a Mortage Crisis referring to Credit default by the borrowers
(2) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers
(3) This crisis originated of negligence in credit rating of the borrowers
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (D)

24. Which of the following is NOT the part of the structure of the financial System in India ?
(A) Industrial Finance
(B) Agricultural Finance
(C) Government Finance
(D) Development Finance
(E) Personal Finance
Ans (E)

25. Which of the following is NOT the part of the Scheduled Banking structure in India ?
(A) Money Lenders
(B) Public Sector Banks
(C) Private Sector Banks
(D) Regional Rural Banks
(E) State Co-operative Banks
Ans (A)

26. As we all know Govt. of India collects tax revenue on various activities in the country. Which of
the following is a part of the tax revenue of the Govt. ?
(1) Tax on Income
(2) Tax on Expenditure
(3) Tax on property or Capital Asset
(4) Tax on Goods and Services
(A) Both 1 and 3 only
(B) Both 2 and 4 only
(C) All 1,2,3 & 4
(D) Only 2,3 and 4
(E) None of these
Ans (C)

27. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were
established with which of the following objectives ?
(1) To attract foreign investment directly
(2) To protect domestic market from direct competition from multinationals
(3) To provide more capital to agriculture and allied activities
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (A)

28. Which of the following groups of the countries has almost 50% share in Global emission of carbon every year ?
(A) US, China, India, South Africa
(B) India, china, Russia , Britain
(C) South Africa, Nepal , Myanmar
(D) US, Russia, China & India
(E) None of these
Ans (D)

29. Many times we read about Future Trading in newspapers. What is Future Trading ?
(1) It is nothing but a trade between any two stock exchanges where in it is decided to purchase the stocks of each other on a fixed price throughout the year
(2) It is an agreement between two parties to buy and sell an underlying asset in the future at a predetermined price
(3) It is agreement between Stock Exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (B)

30. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA?
(A) George Bush
(B) Barack Obama
(C) John McCain
(D) Boll Clinton
(E) None of these
Ans (B)

31. Hugo Chavez whose name was recently in news is the _____
(A) President of Cango
(B) Prime Minister of Uganda
(C) President of Venezuela
(D) Prime Minister of Brazil
(E) None of these
Ans (C)

32. The Govt. of India has raised the amount of the loan Waiver to the farmers by 20%. Now the amount is nearly _____
(A) Rs. 60,000 crores
(B) Rs. 65,000 crores
(C) Rs. 72,000 crores
(D) Rs. 76,000 crores
(E) Rs. 80,000 crores
Ans (A)

33. Delimitation Commission has made a recommendation the next Census should be Panchayat-wise. When is the next Census due ?
(A) 2010
(B) 2011
(C) 2012
(D) 2013
(E) 2015
Ans (B)

34. The world Health Organization has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ?
(A) Tobacco
(B) Alcoholic drinks
(C) Junk Food
(D) Soft drinks with chemical preservatives
(E) None of these
Ans (A)

35. Which of the following countries has allocated a huge amount of US $ 10 billion to provide
relief to its earthquake victims ?
(A) Japan
(B) South Korea
(C) China
(D) South Africa
(E) None of these
Ans (C)

36. Which of the foloowing names is NOT closely associated with space Programme of India or any
other country ?
(A) CARTOSAT
(B) NLS-5
(C) RUBIN-8
(D) GSLV
(E) SCOPE
Ans (E)

37. Vijay Hazare Trophy is associated with game of _____
(A) Hockey
(B) Cricket
(C) Badminton
(D) Football
(E) Golf
Ans (B)

38. Which of the following was theme of the Olympic Torch ?
(A) Journey of Harmony
(B) Green World Clean World
(C) Journey of Peace
(D) Jouney of Hunger-free World
(E) None of these
Ans (A)

39. Which of the following schemes is NOT a social development Scheme ?
(A) Indira Awas Yojana
(B) Mid Day Meal
(C) Bharat Nirman Yojana
(D) Sarva Siksha Abhiyan
(E) All are Social Schemes
Ans (C)

40. Which of the following is NOT a member of ASEAN ?
(A) Maleysia
(B) Indonesia
(C) Vietnam
(D) Britain
(E) Singapore
Ans (D)

41. Which of the following awards are given for the excellence in the field of Sports ?
(A) Kalinga Prize
(B) Shanti Swarup Bhatnagar Award
(C) Arjun Award
(D) Pulitzer Award
(E) None of these
Ans (C)

42. Inflation in India is measured on which of the following indexes/indicators ?
(A) Cost of Living Index (COLI)
(B) Consumer Price Index (CPI)
(C) Gross Domestic Product (GDP)
(D) Wholesale Price Index (WPI)
(E) None of these
Ans (D)

Bank of Baroda Probationary Officers Exam., 2011 Solved Paper

General Socio-Economic & Banking Awareness
(Exam Held on 13-3-2011)

1. Trade Ministers of Key WTO member countries including India held a meeting at Davos in Switzerland on January 29, 2011.
Which one of the following was the purpose of this meeting ?
(A) Negotiations for free trade
(B) Negotiations to abolish Restrictive Trade Practices
(C) Issues relating to agricultural subsidies
(D) Negotiations for a global trade deal
(E) To include Pakistan and Iran as members
Ans : (D)

2. Which one of the following advices has/have been given by leading Economists to Finance Minister during their pre-budget meeting with him ?
1. To take measures to boost farm productivity only.
2. To improve supply of agricultural products only.
3. To reduce the fiscal deficit only.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 2
Ans : (D)

3. As per recent newspaper reports, which one of the following countries has signed highest number of deals to get global project finance ?
(A) Australia
(B) USA
(C) Saudi Arabia
(D) Spain
(E) India
Ans : (E)


4. Which of the following terms is used in Banking Field ?
(A) Interest Rate Swap
(B) Input Devices
(C) Sedimentary
(D) Zero Hour
(E) Privilege Motion
Ans : (A)

5. To which of the following States has the Asian Development Bank given a loan of $ 90 m for development of Power projects ?
(A) Himachal Pradesh
(B) West Bengal
(C) Tripura
(D) Arunachal Pradesh
(E) Assam
Ans : (E)

6. On which one of the following issues can SEBI penalize any company in India ?
1. Violation of Banking Regulation Act.
2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(A) Only 1
(B) All 1, 2 and 3
(C) Only 1 and 2
(D) Only 2 and 3
(E) Only 2
Ans : (E)

7. In the opinion of the Governor of Reserve Bank of India, which one of the following is the reason owing to which India’s inflation is accelerating ?
(A) Excess liquidity in market
(B) Speculation in essential goods
(C) Higher food cost
(D) Commodities futures
(E) None of these
Ans : (A)

8. In opinion of the RBI, which one of the following is/are a threat to the smooth functioning of Indian Companies ?
1. Rising input costs.
2. High interest rates.
3. Inflation only.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (E)

9. For which one of the following reasons Government of India has decided to waive off upfront payment of Rs. 1,400 to be made by each customer located in rural areas to get LPG connection ?
1. To help villagers to use LPG in place of firewood/kerosene.
2. To help villagers to save kerosene for agricultural activities.
3. To lure villagers to use LPG which is of substandard quality and not fit for industrial use.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans : (A)

10. Expand the term ALM as used in Banking/Finance sector ?
(A) Asset Liability Mismatch
(B) Asset Liability Maturity
(C) Asset Liability Management
(D) Asset Liability Manpower
(E) None of these
Ans : (C)

11. Who amongst the following is the author of the book ‘Half a Life’ ?
(A) Mark Tully
(B) Deepak Chopra
(C) Chetan Bhagat
(D) Ved Mehta
(E) V. S. Naipaul
Ans : (E)

12. In which one of the following states, village level marketing platform has been set up for the first time in the country ?
(A) Haryana
(B) Maharashtra
(C) Gujarat
(D) Bihar
(E) Kerala
Ans : (C)

13. The RBI has asked banks to spell out their policy, procedures and size of the business on which of the following aspects of banking ?
(A) On-shore banking
(B) Off-shore banking
(C) Investments in secondary market
(D) Wealth management
(E) None of these
Ans : (D)

14. Which of the following organizations has given a US $ 1•72 billion loan to India to build roads in rural areas ?
(A) Asian Development Bank
(B) International Monetary Fund
(C) Bill Gates Foundation USA
(D) World Bank
(E) None of these
Ans : (D)

15. Which one of the following advices has been given by Finance Minister Pranab Mukherjee to Chartered Accounts ?
(A) They must highlight the credit risks
(B) They must highlight the operational risks
(C) They must bring to the notice of Government tax evasions
(D) They must be vigilant against ‘window dressing’ of companies
(E) None of these
Ans : (E)

16. Who amongst the following has asked banks to adopt ‘six step’ approach to prevent diversion of funds by the companies ?
(A) Company Registrar
(B) SEBI
(C) RBI
(D) AMFI
(E) All of these
Ans : (C)

17. Which one of the following countries has been invited to join BRIC ?
(A) Indonesia
(B) Bangladesh
(C) South Africa
(D) China
(E) Argentina
Ans : (C)

18. Who is Nicolas Sarkozy ?
(A) French Prime Minister
(B) French President
(C) Russian Prime Minister
(D) Russian President
(E) None of these
Ans : (B)

19. Through which one of the following sources domestic funds are raised by Companies ?
1. IPO only
2. FPO only
3. Commercial papers.
(A) Only 3
(B) All 1, 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) Only 1 and 2
Ans : (D)

20. Which one of the following was the reason owing to which Govt. wants Reserve Bank of India to tighten prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans : (D)

21. According to World Economic Forum, which one of the following risks is the greatest risk faced by the world in the year 2011 ?
(A) Credit Risk
(B) Country Risk
(C) Counterparty Risk
(D) Sovereign Default Risk
(E) None of these
Ans : (D)

22. Which one of the following decisions has been taken by Govt. in respect of MGNREGA ?
(A) The wages should be revised by the State Governments
(B) The wages are to be revised by Planning Commission
(C) The District Authorities who allot work can give differential wages
(D) The wages shall be linked to inflation
(E) None of these
Ans : (A)

23. What are teaser loan rates charged by banks ?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans : (C)

24. On which one of the following subjects Pranab Sen Committee has submitted its recommendations to the Govt. of India ?
(A) MGNREGA
(B) Food Security
(C) Inflation
(D) Food processing industries
(E) None of these
Ans : (E)

25. Expand the term CCEA as used in administrative circles—
(A) Cabinet Committee on External Affairs
(B) Cabinet Committee on Economic Affairs
(C) Cabinet Council on External Affairs
(D) Cabinet Council on Economic Affairs
(E) None of these
Ans : (B)

26. With which one of the following games, Baichung Bhutia is associated ?
(A) Hockey
(B) Golf
(C) Kabaddi
(D) Football
(E) Tennis
Ans : (D)

27. What the full form of the term LIBOR as used in financial banking sectors ?
(A) Local Indian Bank Offered Rate
(B) London-India Bureau of Regulations
(C) Liberal International Bank Official Ratio
(D) London Inter Bank Offered Rate
(E) None of these
Ans : (D)

28. In which one of the following States, Patratu Thermal Power Plant is proposed to be set up ?
(A) Madhya Pradesh
(B) Bihar
(C) Jharkhand
(D) West Bengal
(E) Kerala
Ans : (C)

29. On the basis of which of the following reasons, IMF has projected India’s GDP growth at 8•8 per cent in 2010-11 ?
1. Strong industrial growth.
2. Strong farm sector growth.
3. High domestics consumption demand.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (C)

30. Who amongst the following is the ICC Cricketer of the year ?
(A) Sachin Tendulkar
(B) Kevin Pietersen
(C) M. S. Dhoni
(D) Sanath Jayasuriya
(E) None of these
Ans : (A)

31. Who is Montek Singh Ahluwalia ?
(A) Chairman, Planning Commission
(B) Dy. Chairman, Planning Commission
(C) Cmmerce Secretary, GOI
(D) Economic Advisor to Prime Minister
(E) None of these
Ans : (B)

32. Who amongst the following is the Prime Minister of Australia at present ?
(A) Julia Gillard
(B) Kevin Rudd
(C) Dilma Rousseff
(D) Sebastian Vettel
(E) None of these
Ans : (A)

33. Expand the term FSDC which is used in financial sectors ?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
Ans : (B)

34. According to US Department of Agriculture, which one of the following countries in the world is the largest producer of dairy products ?
(A) Australia
(B) USA
(C) China
(D) Norway
(E) India
Ans : (E)

35. With which one of the following games is ‘Tiger Woods’ associated ?
(A) Golf
(B) Swimming
(C) Tennis
(D) Table Tennis
(E) Badminton
Ans : (A)

36. Which one of the following is largest producer of power in India ?
(A) Reliance Power
(B) Tata Power
(C) National Hydro Power
(D) Adani Power
(E) NTPC
Ans : (C)

37. For which one of the following States, centre has appointed interlocutors ?
(A) H.P.
(B) J & K
(C) Nagaland
(D) Manipur
(E) None of these
Ans : (B)

38. Expand the term GSLV—
(A) Geosynchronous Satellite Launch Vehicle
(B) Global Satellite Launch Vehicle
(C) Geosynchronous Station Launch Vehicle
(D) Global Station Launch Vehicle
(E) None of these
Ans : (A)

39. For which one of the following reasons Basel II norms are to be followed by Commercial Banks ?
(A) Risk management
(B) Adoption of international accounting standards
(C) Restriction on bonus payments to bank executives
(D) Transparency in disclosures
(E) None of these
Ans : (A)

40. With which one of the following sports, the name of Parupalli Kashyap is associated ?
(A) Chess
(B) Tennis
(C) Badminton
(D) Athletics
(E) None of these
Ans : (C)

41. Which of the following terms is used in cricket ?
(A) Centre forward
(B) Goal
(C) Love
(D) LBW
(E) Bull’s eye
Ans : (D)

42. With which one of the following activities, Golden Globe Awards are associated ?
(A) Journalism
(B) Social work
(C) Peace initiatives
(D) Films
(E) None of these
Ans : (D)

43. ‘Goodbye Shahzadi’ is a book written by—
(A) Shyam Bhatia
(B) Ashok Mehta
(C) Janardhan Thakur
(D) Arun Gandhi
(E) None of these
Ans : (A)

44. Malayalam writer Akkithom Achyuthan Nambhodiri will be the recipient of which of the following awards ?
(A) Moortidevi award
(B) Pulitzer Prize
(C) Best Asian Author
(D) Kalidas Sanman
(E) Arjuna Award
Ans : (A)

45. With which one of the following sports, Narain Karthikeyen is connected ?
(A) F–1
(B) Tennis
(C) Badminton
(D) Table Tennis
(E) Snooker
Ans : (A)

46. In which one of the following States, Sabari mala temple is located ?
(A) Tamil Nadu
(B) A.P.
(C) Kerala
(D) Karnataka
(E) None of these
Ans : (C)

47. Which one of the following will set up core banking infrastructure for rural banks ?
(A) RBI
(B) NABARD
(C) SIDBI
(D) IBA
(E) None of these
Ans : (B)

48. Who is Robert Zoelick ?
(A) IMF Chief
(B) World Bank President
(C) ADB President
(D) Chief UNIDO
(E) None of these
Ans : (B)

49. Justice K. G. Balakrishnan is holding the post of—
(A) Chief Justice of India
(B) Chairman, National Human Rights Commission
(C) Cabinet Secretary, Govt. of India
(D) Revenue Secretary, Govt. of India
(E) None of these
Ans : (B)

50. Mehbooba Mufti belongs to which one of the following political parties ?
(A) National Conference
(B) PDP
(C) NCP
(D) Janta Dal
(E) None of these
Ans : (B)

SOCIO ECONOMIC DEVELOPMENTS MCQs

1. Production function expresses—
(A) Technological relationship between physical inputs and output
(B) Financial relationship between physical inputs and output
(C) Relationship between finance and technology
(D) Relationship between factors of production
Ans. (A)
2. Which one of the following is not a characteristic of the population of a developed country?
(A) Low birthrate and low death rate
(B) High birthrate and high death rate
(C) High proportion of urban population
(D) Low growth rate of population
Ans. (B)
3. Which Plan gave emphasis on removal of poverty for the first time?
(A) Fourth
(B) Fifth
(C) Sixth
(D) Seventy
Ans. (C)
4. “Interest is a reward for parting with liquidity” is according to—
(A) Keynes
(B) Marshall
(C) Haberler
(D) Ohlin
Ans. (A)
5. Extension or contraction of quantity demanded of a commodity is a result of a change in the—
(A) Unit price of the commodity
(B) Income of the consumer
(C) Tastes of the consumer
(D) Climate of the region
Ans. (A)
6. Cross elasticity of demand between petrol and car is—
(A) Infinite
(B) Positive
(C) Zero
(D) Negative
Ans. (D)
7. The period of the Eleventh Five-Year Plan is—
(A) 2005 to 2010
(B) 2006 to 201l
(C) 2007 to 2012
(D) 2008 to 2013
Ans. (C)
8. For price discrimination to be successful, the elasticity of demand for the product in the two markets should be—
(A) Same
(B) Different
(C) Constant
(D) Zero
Ans. (B)
9. FERA in India had been replaced by—
(A) FEPA
(B) FEMA
(C) FENA
(D) FETA
Ans. (B)
10. Finance Commission is constituted—
(A) Every year
(B) Once in four years
(C) Once in two years
(D) Once in five years
Ans. (D)
11. National Income Estimates in India are prepared by—
(A) Central Statistical Organization
(B) National Development Council
(C) Ministry of Finance
(D) Planning Commission
Ans. (A)
12. The term ‘Mixed Economy’ denotes—
(A) Existence of both rural and urban sectors
(B) Existence of both private and public sectors
(C) Existence of both heavy and small industries
(D) Existence of both developed and under-developed sectors
Ans. (B)
13. The Law of Demand expresses—
(A) Effect of change in price of a commodity on its demand
(B) Effect of change in demand of a commodity on its price
(C) Effect of change in demand of a commodity over the supply of its substitute
(D) None of the above
Ans. (A)
14. Which one of the following is not a plantation crop?
(A) Tea
(C) Rubber
(B) Coffee
(D) Sugarcane
Ans. (D)
15. Imputed gross rent of owner-occupied buildings is a part of—
(A) Capital formation
(B) Final consumption
(C) Intermediate consumption
(D) Consumer durable
Ans. (A)

ECONOMY MCQs

1. Which of the following are the measures of Integrated Slum Development Programme adopted in India in the 11 Five Year Plan?
1. Creating and updating database on slums.
2. Using land as a resources for housing and shelter development for slum dwellers.
3. Asking slum dwellers to apply for house loan from government.
4. Granting tenure security to slum dwellers.
Select the correct answer using the code given below
(a)1,2 and 3
(b)1 and 2
(c)2 and 4
(d)1,2 and 4
Ans. (d)

2. Demographic divide refers to a rise in population
(a) between the age group of I to 14 years
(b) between the age group of 15 to 64 years
(c) between the age group of 65 to 74 years
(d) above 74 years
Ans. (b)

3. The total public sector outlay in the Eleventh Five Year Plan (Central, State and Union Territories) is estimated at about:
(a)Rs. 30 lakh crore
(b) Rs. 36 lakh crore
(c)Rs. 40 lakh crore
(d) Rs. 46 lakh crore
Ans. (b)

4. Which one of the following is the prescribed investment limit for medium enterprises in the manufacturing sector as per the Micro,Small and Medium Enterprises Development Act, 2006?
(a) More than Rs. 10 lakh and less than Rs. 2 crore
(b) More than Rs. 2 crore and less than Rs. 5 crore
(c) More than Rs. 5 crore and less than Rs. 10 crore
(d) More than Rs. 10 crore
Ans. (d)

5. Which one of the following statements regarding Aam Admi Bima Yojana (AABY) is not correct?
(a) It was launched in the year 2007
(b) The contribution of the Central Government and State Governments in the premium is in the ratio of 75 : 25
(c) The scheme is applicable to rural landless households
(d) It provides insurance against natural death as well as accidental death
Ans. (b)

6. Balance on capital account refers to the
(a) nation’s net exports of goods, and services
(b) nation’s net exports of financial claims
(c) nation’s net exports of international official reserve assets
(d) nation’s sum of net exports of goods, services and financial claims
Ans. (a)

7.With which one of the following does the Prebisch-Singer hypothesis deal?
(a) Terms of trade of less developed countries
(b) Terms of trade of developed countries
(c) Balance of payments of less developed countries
(d) Balance of payments of developed countries
Ans. (c)

8. The effect of trade with different production possibilities curves and identical indifference curves is to make a country.
(a) more specialized in consumption and less specialized in production
(b) more specialized in production and less specialized in consumption
(c) less specialized both in consumption and in production
(d) more specialized both in consumption and in production
Ans.(d)

9. consider the following statements:
When factor intensity reversal occurs
1. Heckscher-Ohlin trade model fads.
2. factor price equalization theorem fails.
3. elasticity of substitution of one factor for the other is much higher in the production of a commodity.
Which of the statements given above is/are correct?
(a)1 only
(b) 2 only
(c)1 and3
(d) 1,2 and 3
Ans. (d)

10. Under which one of the following conditions is the gain from international trade maximised?
(a) Marginal rate of transformation (MRT) in production is equal to the marginal rate of substitution (MRS) in consumption
(b) MRT in production is greater than MRS in consumption
(c) MRT in production is less than MRS in consumption
(d) MRT in production and MRS in consumption are equal to international price ratio
Ans. (a)

11. The Lorenz curve shows the relationship between
(a) asset creation and income generation
(b) population groups and their respective income shares
(c) unemployment and inflation
(d) wages, labour hours and leisure
Ans. (b)

12. Which of the following are the characteristics of the Traditional Society in Rostow’s Stage theory?
1. Limited production function.
2. No government intervention.
3. Pre-Newtonian science and technology.
4. Dominance of agricultural activity.
Select the correct answer using the code given below
(a) 1,2and4
(b) 1,2and3
(c) 1,3and4
(d) 2,3 ánd4
Ans. (c)

13. Which one of the following is the difference between value at
market prices and value at factor cost for a national aggregate?
(a) Value of consumption of fixed capital
(b) Value of indirect taxes net of subsidies
(c) Value of net factor income earned abroad
(d) Value of subsidies net of indirect taxes
Ans. (b)

14. Marshall-Lerner condition states that the foreign exchange market would be stable if the sum of the price elasticities of the demand for imports and the demand for exports is:
(a)greater than one
(b) less than one
(c)equal to one
(d) equal to zero
Ans. (c)

15. According to Life Cycle Hypothesis, consumption is related to which one of the following?
(a) Current income
(b) Past peak level income
(c) Life time expected income
(d) Price expectations over one’s life time
Ans. (c)

16. Keynes states that the aggregate demand function is:
(a) an increasing function of the level of employment
(b) a decreasing function of the level of employment
(c) a constant function of the level of employment
(d) not related to the level of employment
Ans. (a)

17. Which of the following are the limitations of national income estimation in India?
1. Output of non-monetized sector. -
2. Non availability of data about income of small producers or household enterprises.
3. Unreported legal income.
4. Inflation.
Select the correct answer using the code given below
(a) 1,2,3and4
(b) 1,2and3
(c) 2 and 3
(d) 1 and 4
Ans. (b)

18. Which one of The following is shown by the Phillips Curve?
(a) Inverse relationship between real and nominal wages
(b) Inverse relationship between the rate of inflation and rate of unemployment
(c) Positive relationship between nominal wages and the rate of employment -
(d) Positive relationship between rate of inflation and nominal wages
Ans. (b)

19. If a producer pays the price for each of the inputs that it uses, equal to its value of marginal product, then which one of the following does it earn?
(a) Positive supernormal profit
(b) Zero supernormal profit
(c) Negative supernormal profit
(d) Monopoly profit
Ans. (b)

20. The costs of factors of production, supplied by the entrepreneur himself are known as
(a) implicit costs
(b) explicit costs
(c) fixed costs
(d) variable costs
Ans. (b)

21.Which one of the following taxes/cess is levied by States in India?
(a) Tax on motor vehicles
(c) Educational cess
(b) Tax on hotels
(d) Tax on wealth
Ans. (a)

22. Which one of the following is capital receipt in government budget?
(a) Interest receipts o loans given by the Government to other parties
(b) Dividends and profits from public sector undertakings
(c) Borrowing of the Government from public
(d) Property tax receipts
Ans. (a)

23. Which of the following are the characteristics of progressive tax?
I. Marginal tax rate should be increasing.
2. Marginal tax rate should be more than average tax rate.
3. Gini coefficient for the post-tax distribution of income should be less than that of pre-tax distribution.
4. Tax amount should be lump sum in nature.
Select the correct answer using the code given below
(a) 1,2,3and4
(b) 1,2and3
(c) 1 and 4
(d)2 and 3
Ans. (a)

24. Consider the following statements regarding argument for free trade:
1. Free trade leads to maximization of output, income and employment.
2. Free trade prevents monopoly.
3. Free trade protects domestic industries.
Which of the statements given above is/are correct?
(a) 1 only
(b) 1 and 2
(c) 2and3
(d) 1,2and 3
Ans. (b)

GENERAL AWARENESS MCQs

1. Which of the following pairs of countries are the signatories of a Gas pipeline deal christened as Peace Pipeline
1) Iran - Iraq
2) Iraq - UAE
3) Kuwait - Iran
4) Pakistan - Iran
5) None of these

2. 'Mardeka Cup' is associated with game of
1) Hockey
2) Golf
3) Football
4) Badminton
5) None of these

3. Which of the following state govt decided to have a 'Mahila Court' in every district of the state ?
1) TN
2) AP
3) Karnataka
4) Delhi
5) None of these

4. Who amongst the following is the author of the book 'Faith and Compassion' ?
1) Arun Gandhi
2) Kuldeep Nayyar
3) Amit Chaudhury
4) Navin Chawla
5) None of these

5. Which of the following countries has developed 'sajjil-2' missiles, which were test fired recently?
1) Pakistan
2) Iran
3) N. Korea
4) India
5) None of these

6. The letter 'D' stands for which of the following in the abbreviated name OECD-Organisation of Economic Cooperation and _______
1) Defence
2) Direction
3) Dominance
4) Development
5) None of these

7. First share market in India was established in
1) Delhi
2) Mumbai
3) Kolkata
4) Chennai
5) None of these

8. The difference between Gross Domestic Product and Net Domestic Product is
1) Govt. Revenue
2) Net Indirect Tax (Indirect Tax Subsidy)
3) Consumption of fixed Capital
4) Net Capital formation
5) None of these

9. IMF is the result of
1) Hawana Conference
2) Rome Conference
3) Brettonwood Conference
4) Geneva Conference
5) None

10. Shankarlal Guru Committee was associated with
1) Agricultural Marketing
2) Agriculture Production
3) Public Distribution System
4) Industries Development
5) None of these

11. Which sector contributes the maximum share in National Income of India
1) Primary
2) Secondary
3) Tertiary
4) All of the above
5) None of these

12. National Commission for Back-ward classes was established in
1) 1994
2) 1993
3) 1995
4) 1999
5) None of these

13. The number of Zonal Councils in India is
1) Five
2) Four
3) Seven
4) Eight
5) None of these

14. The Ozone Layer thins down as a result of a chain chemical reaction that separates from the layer.
1) Oxygne
2) Chlorine
3) Nitrogen
4) Hydrogen
5) None of these

15. Fruit most suitable for making jelly is
1) Papaya
2) Karunda
3) Mango
4) Banana
5) None of these

16. Who among the following is known as the guardian of the Public Purse in India ?
1) The Comptroller and Auditor General of India
2) The President
3) The Minister of Finance
4) The Parliament
5) None of these

17. Which one of the following is a water soluble vitamin ?
1) Vitamin A
2) Vitamin C
3) Vitamin D
4) Vitamin K
5) None of these

18. Which contries are separated by Mac Mohan Line ?
1) India & Pak
2) China and Tibet
3) India and China
4) India & Bangladesh
5) None of these

19. The abbreviated term CCIT recently came into news. What does it stand for?
1) Comprehensive Convention on International Terrorism
2) Comprehensive Commitment on India-Turkey Cooperation
3) Comprehensive Cooperation on Fighting International Terrorism
4) Comprehensive Convention on International Tourism
5) None of the above

20. Which of the following Indian states has recently approved its First Forest Policy?
1) Rajasthan
2) Andhra Pradesh
3) Karnataka
4) Himachal Pradesh
5) None

21. Committee on decontrolling the prices of petrol and diesel was headed by
1) Kelkar Vijai
2) Kirit S Parekh
3) Abhijit Sen
4) C. Rangarajan
5) None of these

22. Trinity Coal Group of US is being purchased by
1) Essar Group
2) Tata Group
3) Jindal Group
4) Laxmi Mittal Group
5) None

23. Which Indian filmstars was recently conferred Honorary Doctorate by Bedfordshire University (UK)
1) Amitabh Bachchan
2) Shah Rukh Khan
3) Om Puri
4) Amir Khan
5) None of these

24. Which one of the following is a millitary alliance?
1) ASEAN
2) SAARC
3) NATO
4) NAFTA
5) None of these

25. World Development Report is an annual publication of
1) UNICEF
2) UNDP
3) WTO
4) World Bank
5) None of these

26. The maximum duration of Zero Hour in Lok Sabha is
1) 30 min.
2) one hour
3) two hours
4) unspecified
5) None of these

27. What is the name of Judicial organ of UNO?
1) Supreme Court
2) Court of International Justice
3) Judicial forum
4) International Court of Justice
5) None of these

28. The battle of Mahabharata is believed to have been fought at Kurukshetra for
1) 14 days
2) 16 days
3) 18 days
4) 20 days
5) None of these

29. The heavist body of our Solar system is
1) Sun
2) Uranus
3) Jupiter
4) Saturn
5) None

30. 'The Lost Child' was written by
1) Nirad C chowdhury
2) Mulk Raj Anand
3) Khushwant Singh
4) Anne Besant
5) None of these

31. The Headquarters of UNESCO is at
1) Rome
2) Geneva
3) Paris
4) New York
5) None of these

32. If you see a big hoarding at a prominent public place, the punch line of which says "We all were born Free"; 'We all have Equal Rights', in all probability the hoarding is put up by
1) National Commission for Farmers
2) National Human Rights Commission
3) Directorate of Income Tax
4) Ministry of Foreign Affairs
5) None of these

33. Now a days we frequently read news items about 'Derivatives' as used in the world of finance and money market. Which of the following statement(s) correctly describes what a derivative is and how it affects money/finance markets?
A) Derivatives enable indivi-duals and companies to insure themselves against financial risk
B) derivatives are like fixed deposits in a bank and are the safest way to invest one's idle money lying in a bank
C) Derivatives are the financial instruments which were used in India even during the British Raj.
1) only C
2) only B
3) only A
4) All A,B,C
5) None


34. Many a time we read in the newspapers that RBI has changed or revised a particular ratio/rate by a few basis points. What is basis point?
1) Ten per cent of one hundredth point
2) one hundredth of 1%
3) one hundredth of 10%
4) Ten per cent of 1000
5) None of these

35. Which of the following issues cannot come under the purview of the functioning of the Human Rights Commission of a country?
1) Racial Discrimination
2) Treatment to Prisoners of War
3) Human Trafficking
4) Child Abuse
5) Climate Migration

36. The market in which long term securities such as stocks and bonds are bought and sold is commonly knows as
1) Commodities exchange
2) Capital market
3) Bull Market
4) Bullion Market
5) None

Answers:
 
1) 4 2) 3 3) 2 4) 4 5) 2 6) 4 7) 2 8) 4 9) 3 10) 1
11) 3 12) 2 13) 1 14) 2 15) 3 16) 1 17) 2 18) 3 19) 1 20) 1
21) 2 22) 2 23) 2 24) 3 25) 4 26) 2 27) 4 28) 3 29) 1 30) 2
31) 3 32) 2 33) 2 34) 2 35) 5 36) 2

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. On 24 March 2011, to which bank, RBI had given permission to raise Rs.1000 cr. of which Rs.500 cr. can be raised through GDRs also?
1) ICICI bank
2) YES bank
3) HDFC bank
4) ING Vysya Bank
5) Dhanalaxmi Bank

2. If a letter from a bank, guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount, it is called ………?
1) Indemnity
2) Pledge
3) Mortgage
4) Letter of Credit
5) Estoppel

3. ……… sanctioned $89.7 million to Assam Power Sector Enhancement program?
1) IBRD (International Bank for Reconstruction and Development
2) IMF ( International Monetary Fund)
3) IDA (International Development Association)
4) ADB ( Asian Development Bank)
5) IFC ( International Finance Corporation)

4. On 21 February 2011, Reliance Industrial Limited (RIL) sold away the sale of 30% stake in 23 blocks to the ..……… for $ 7.2 billion?
1) Scotland Oil
2) Vodafone
3) London Oil
4) Llyod Insurance
5) British Petroleum

5. March list of days given. Pick up wrong one?
1) 8 March- International Women's Day
2) 15 March- World Consumer Day
3) 17 March- National Vaccination Day
4) 19 March - World Disabled Day
5) 22 March- World Day for Water

6. Recently India’s longest rail bridge work completed having the length of 4.62 km connecting Idapalli to Vallarpadam in Kochi in ..……..?
1) Tamilnadu
2) Bihar
3) Kerala
4) Odisha
5) Goa

7. On 11 January 2011, India’s third Antarctica research centre officially opened. It is .......?
1) Maitri
2) Dakshin Gangothri
3) Himadri
4) Astra
5) Bharati

8. 22nd Moorti devi Award got by Dr. Raghuvansh (Hindi) and 23rd Moorti devi Award got by .……, the Malayalam writer.
1) C. Narayan Reddy
2) Akkitham Achuthan Namboodiri
3) O.N.V. Kurup
4) Veerappa Moily
5) Vishnu Sastry

9. How many teams participated in 2011 Cricket cup?
1) 15
2) 18
3) 14
4) 10
5) 8

10. National Games highest tally of Gold medals got by ……………? ( 70 Gold Medals)
1) Manipur
2) Haryana
3) Goa
4) Services
5) Assam
11. India is the ............ largest nation in the terms of Purchasing Power Parity ( PPP)
1) Second
2) Fifth
3) Third
4) Fourth
5) Tenth

12. The famous personalities are given. Pick up correct pair?
1) K. Subramanyam - Defence Analyst
2) Fateh Singh - Conservator for Wild Life
3) Ashok Sahani - Mining
4) K.S.Chitra - Vocal Music
5) All of above

13. The heads of the states/ appointments are given. Pick up wrong one?
1) Loonel Fernandez Reyna-president of Dominican Republic
2) James Alix - president of Scychelles
3) Mari Kiviniemi - Prime minister of Finland
4) Kamala Persad - Bissessar- Prime minister of Trinidad and Tobago
5) None

14. Which day is celebrated as Earth day?
1) 18 April
2) 14 April
3) 22 April
4) 23 April
5) 7 April

15. Indian National Maritime day celebrated on ............?
1) 12 January
2) 15 January
3) 28 February
4) 5 April
5) 8 March

16. The books written by V.S. Naipaul?
1) Half a Life
2) A House for Mr. Biswas
3) In A Free State
4) Bend in the River
5) All of above

17. Which among the following book is not written by A.P.J.Abdul Kalam?
1) Inspiring Thoughts
2) wings of fire
3) The Greatness Guide
4) 2020- A Vision for the New Millennium
5) My Journey

18. The highest number of wickets taken in World cup Cricket 2011 (with economy rate of 3.62 ) is .............
1) Muralidharan
2) Yuvaraj Singh
3) Zaheer Khan
4) Tim Southee
5) Shahid Afridi

19. The statements related to the famous Games in the world are given. Pick up wrong one?
1) Olympics- 2008 (Beijing), 2012 (London), 2016 ( Rio)
2) Common Wealth Games-2006 (Sydney), 2010 (New Delhi) , 2014 (Glasgow)
3) Asian Games-2006 (Doha), 2010 (Guangzhou) , 2014 (Incheon)
4) South Asian Games-2006 (Colombo), 2010 (Dhaka), 2012 (New Delhi)
5) None

20. The sports terms are given. Pick up correct one?
1) Cricket- Ashes, Banana, Caught, Doosra, Fine Leg, Googly, Hat-trick, In swing
2) Chess-Bishop, Capture, Grand Master, King, Pawn, Queen, Rook, Stalemate
3) Basket Ball-Basket, Blocking, Free Throw, Jump Ball, Multiple Throws
4) Hockey- Advantage, Bully, Corner, Dribble, Free-hit, Goal Line, Green Card
5) All of above

21. To protect the farmers and cattle growers against any eventual loss of their animals due to death …….. was introduced by the ministry of Agriculture in 2005-06. The premium also subsidized up to 50% by the governments.
1) Animal Health Insurance Scheme
2) Animal Health Scheme
3) Live Stock Protection Scheme
4) Animal Breeding Scheme
5) Livestock Insurance Scheme

22. Rashtriya Swasthya Bima Yojna (RSBY) announced by the Prime Minister August 15, 2007, to provided the insurance cover to Below Poverty Line (BPL) up to Rs.30,000 per annum for a nominal registration of Rs. ………. ?
1) 100
2) 200
3) 30
4) 150
5) 500

23. Union Budget 2011-2012 enhanced Lower Excise duty from 4 percent to ..……%?
1) 5
2) 6
3) 7
4) 8
5) 9

24. Aam Admi Bima Yozana (AABY) announced on 2 October 2008, provides the insurance if the bread winner in the family dies or disabled in the rural area. Who administers this scheme?
1) LIC
2) State Governments
3) UNO
4) ASHA
5) None

25. Provision of Urban Amenities in Rural Areas (PURA) provide the ..… organized by Ministry of Rural
Development (MoRD)?
1) Urban Infrastructure
2) Rural Infrastructure
3) School Education
4) Higher education
5) All of above

26. Indira Gandhi National Widow Pension Scheme introduced on 1 February 2009, provide the pension of Rs.200 to the widows aged between ……..years?
1) 40-60
2) 50-70
3) 55-65
4) 45-64
5) 58-65

27. The Custom duty exemptions as per the 2011-12 Budget proposals are given below. Pick up Correct one?
1) Batteries imported by manufacturers of electrical vehicles
2) Concessional excise duty of 10 per cent to vehicles based on Fuel cell technology.
3) Basic customs duty on solar lantern reduced from 10 to 5 per cent.
4) Exemption from import duty for spares and capital goods required for ship repair units extended to import by ship owners
5) All of above

28. The book list is given. Pick up wrong one?
1) R.K.Narayan-Swami and Friends, Grand Mother’s Tale, A tiger of malgudi, the man- eater of malgudi, A horse and Two Goats, The Bachelor of Arts, The Guide
2) A.P.J.Abdul Kalam- Inspiring Thoughts, wings of fire, Indomitable Spirit, 2020- A Vision for the New Millennium, Guiding Souls, Envisioning an Empowered Nation
3) Chetan Bhagat-2 States, 3 Mistakes of My life, One Night @ The call Center,Five Point Some One
4) Robin Sharma- The Greatness Guide, The Monk Who Sold His Ferrari, The Leader Who Had No Title: A Modern Fable On Real Success in Business and in Life
5) None

29. Which bank was emerged as the most popular bank 2010 in the case of more online visits?
1) SBI
2) CITI bank
3) HDFC
4) Bank of Baroda
5) None

30. The Railway Budget 2011-2012 proposals to construct new projects are given below. Pick up correct one?
1) A bridge factory will be set up in Jammu
2) Disel Locomotive unit will be established in Manipur
3) Wagon units in Kolar (Kerala), Alappuzha (Kerala) and Buniadpur (West Bengal)
4) 700 MW gas based power plant will be established in Thakurli in Maharastra
5) All of above

31. The recent appointments and elections was given. Pick up wrong one?
1) Pascal Lamy elected as the Director General of WTO
2) Anibal Cavaco Silva elected as the president of Portugal second time
3) Sudhir Chandra took oath as the chairman of Central Board of Direct Taxes.
4) K.S. Das Guptha became the Director of the Indian Institute of Space Science and Technology
5) None

32. To kill the financial problems of Hand Weavers, Union Government provides Rs. 3,000 cr to ………… as per the budget 2011-12?
1) SBI
2) SFC
3) NCB
4) State Governments
5) NABARD

33. SAIL ultimately got clearance from the ministry of environment and forests to dig Iron Ore Mines. These mines are located in ……….?
1) Goa
2) Odisha
3) Andhra Pradhesh
4) Jharkhand
5) Bihar

34. IAF inducted ‘Super Hercules’ Transport  Aircraft, imported from ………?
1) Russia
2) UK
3) France
4) USA
5) Italy

ANSWERS:
1-5; 2-4; 3-4; 4-5; 5-3; 6-3; 7-5; 8-2; 9-3; 10-4; 11-4; 12-5; 13-5; 14-3; 15-4;
16-5; 17-3; 18-5; 19-5; 20-5; 21-5; 22-3; 23-1; 24-1; 25-1; 26-4; 27-5; 28-5;
29-3; 30-5; 31-5; 32-5; 33-4; 34-4.